Videos & Guides
The Main Differences Between For-Profit And Non-Profit Credit Counseling
Credit counseling is valuable for individuals seeking assistance managing their debt and improving their financial well-being. Two primary credit counseling services exist, for-profit and non-profit credit counseling, which is provided by Non-Profit 501(c)(3) organizations. Understanding the differences between these two options can help consumers make informed decisions about the type of credit counseling that best […]
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Regain Financial Freedom with Debt Management
Whether you find yourself struggling month to month to pay your bills, fear the looming calls from debt collectors or even worry about potentially losing your home or car, it is important to recognize that there is hope. Thousands of Americans face the financial crisis of seemingly overwhelming debt. With the aid of debt management […]
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Understanding Credit Card Debt
According to CBS News, nearly half of Americans have more credit card debt then they do savings, the lowest percentage since the figure was first tracked in 2011. With each year, more and more Americans find themselves facing an uphill battle against credit card debt. Turning to the aid of credit counseling services may not […]
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Slideshow: 5 Options for Getting Out of Debt
Getting out of debt, especially credit card debt can be a very difficult task and the stress that goes along with it can be even more taxing. Credit card debt can lead to issues with relationships and family, and has even been known to cause depression. The average number of filings for bankruptcy by businesses […]
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Survey Shows that Only Half of Americans Have a Savings Plan
A survey we conducted showed that 51% of Americans across the country have a savings plan versus 49% who do not. Positive and negative responses to the question: “Do you have a savings plan?” Age Differences Were a Major Factor Although average responses were almost evenly divided, age played a major factor in whether an […]
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Video: Top 10 Warning Signs of Debt
In our latest video, you’ll find friendly Lisa, and she is going to teach you about the top 10 warning signs of debt. We wanted to figure out a way to educate consumers, and we know that a video can do a great job of that. This video is mainly for consumers that may not […]
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White Paper: What a Certified Credit Counseling Agency Can Do For You
Even though certified credit counseling agencies can save debt-burdened individuals thousands of dollars and prevent years of financial stress, their services are underused by those who could benefit from them the most. In this white paper, find out the different ways that certified credit counseling agencies can help you and your family, whether you are […]
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Infographic: Causes of Debt
When people think of debt, they most often think of credit card debt. However, a significant amount of people’s financial worries actually come from some slightly more unexpected causes of debt. Currently, some of the largest contributors to debt are medical bills, divorce fees and settlements, and student loans. There are other known causes of […]
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Video: Advantage CCS’s Online Goal Tracker Tool
Advantage Credit Counseling Service has released a new video about our free Goal Tracker tool that’s available 24/7 on www.onlinebudgetadvisor.com. We are thrilled to introduce our goal saving/tracking system through this quick demonstration. The two-minute video introduces you to Mike. Mike is your average everyday guy, but he’s not really good at saving money or […]
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Slide Show: Student Loan Tips & Helpful Resources
With US student loan debt now greater than total credit card debt, new graduates need to take their monthly payments seriously and form good repayment habits early on. Some estimates show student loan debt has surpassed $1 trillion nationally, and recent government figures show nearly 10% of borrowers of federally-subsidized student loans had already defaulted […]
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Infographic: 2013 Debt Statistics for US Consumers
Over the past decade or so, debt has been a growing problem for families all across the country. While American consumers collectively owe almost $850 billion in unsecured credit card debt, the average American household credit card debt stands at over $15,000 per family. Other types of debt, including secured debt such as mortgages and […]
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Slide Show: Lower Your Risk for Identity Theft
Slide Show: Lower Your Risk for Identity Theft Identity theft isn’t just an inconvenience – it can cause serious damage to your credit score, impairing your ability to take out loans and mortgages, buy a car, apply for certain jobs, or apply for a new credit card. Every year there are about 8 million victims […]
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Video: Want to Understand Your Credit Score and Obtain a Credit Report?
Video: Want to Understand Your Credit Score and Obtain a Credit Report? You may often hear about how important your credit score is, but do you know what really goes into it? This video will help you understand what a credit score is, how your score can affect your life, how to improve your credit […]
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White Paper: Debt Settlement vs. Debt Management Program
Do you find yourself struggling to pay the bills each month or cover your monthly expenses because of credit card debt? If the answer is yes, there are some ways for you to get some financial relief. Debt can feel crippling and overwhelming, but through resources such as non-profit credit counseling and debt relief programs, […]
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Infographic: Great Money Saving Tips For 2013
We’ve all heard this financial advice before: pack your lunch, skip the coffee shop latte, set up an emergency fund, and grow your retirement savings. But how often do these suggestions translate into dramatically changing your financial future? You may not act on financial advice if you’re puzzled about your overall financial picture. For example, […]
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Video: All About Advantage Credit Counseling Service, Inc.
This video is a wonderful overview and a close look at Advantage Credit Counseling Service, Inc. As a National Non-Profit credit counseling organization, the Agency provides professional, meaningful and confidential consumer education, credit counseling and develops effective debt management programs for all segments of the community that we serve. The Agency educates consumers about wise money […]
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White Paper: The Good, the Bad, and the Ugly of Your Credit Report
Advantage CCS has released a new White Paper that is meant to educate consumers on how to properly read a credit report and how maintaining a good credit history is essential to their overall financial standing. The White Paper, explains that individuals with bad credit suffer the consequences of either being totally denied for loans […]
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Infographic: If You’re in Debt, You’re Not Alone
Debt is not a pretty word by any means. More often than not, the word itself brings about increased stress, elevated blood pressure, and tension headaches to those who are struggling with debt. The economy has definitely seen better days and more people are turning to credit cards and/or loans to help ease the financial […]
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White Paper: What You Need to Know About Secured Debt & Unsecured Debt
White Paper: What You Need to Know About Secured Debt & Unsecured Debt Different types of debt carry different consequences while they are active and in the event of a default. Whether people are struggling to make payments or have a surplus of cash they’d like to use to pay off their debts faster, it’s […]
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