Receiving a financial windfall, whether from a tax refund, a bonus at work, or even an unexpected inheritance, can feel like a major relief. However, deciding how to best use that extra money can be tricky. Should you focus on paying down debt or stash it away for future financial goals? The right answer depends […]
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The Ultimate Beginner’s Guide To Budgeting And Saving
Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]
Continue ReadingSpend Less & Save More this Holiday Season
Guest Blog Post by Katie Bryan, America Saves Communications Director In 2012, the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA) found that 12% of people said they were planning to spend more during the holidays than in the previous year. That number was up from 2011 where only 8% planned […]
Continue ReadingWays to Save Money on the Holidays Next Year by Starting Today!
You’ve finally finished gift shopping for everyone on your list (maybe), you have the menu all planned out for the big family dinner, and other than cleaning the house or doing other daily chores, you might actually be getting ready to relax and enjoy this holiday season. But don’t let your guard down just yet. If you […]
Continue Reading5 Smart Money Management Decisions
These are difficult times that we are living in right now. We all know that many jobs have been lost, savings have most likely been annihilated, and home values have deflated all over the country. If you haven’t experienced any of these things, then count yourself as being very lucky. The mere threat of any […]
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