The start of the year signals the beginning of tax season—a time when many Americans anticipate their tax refunds. While it can be tempting to splurge on something fun, using your refund wisely can bring lasting financial benefits. Whether your goal is to reduce debt, build savings, or invest in your future, your refund is […]
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Pay Down Debt vs Increase Savings
Struggling with debt and not being able to put money away into savings can leave many individuals vulnerable to financial problems. Without any set savings plan or debt help program, it becomes increasingly difficult to keep your head above water. Your debt can begin to pile up quickly, and your savings will begin to dwindle […]
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