Ohio residents facing debt problems should consider free credit counseling as a solution! Few and fortunate are those residents in Ohio for whom unexcepted life events such as layoffs do not destroy their financial situation. Some Ohio residents live paycheck-to-paycheck, and if unemployed, will see their credit scores take heavy hits. There is free help provided […]
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Outstanding Tips to Help You Save More Money
Saving money isn’t always easy! We start out with the right thought in mind but tend to get side-tracked or distracted and before we know it, our money is all gone. Let’s say that you are totally committed to saving money, but you find yourself falling into the trap of spending an extra $5 here […]
Continue ReadingHow To Go From Two Incomes To One
Whether you quit your job, lost your job, had a baby and decided to stay home, or had a divorce or separation, the loss of a second income can be a BIG adjustment. Many families are used to two incomes, and they feel as if it would be almost impossible to survive on only one […]
Continue ReadingThe Best Websites and Apps for Budgeting
It’s no secret that budgeting can be boring…if you let it. We’re here to show you the best ways to go about setting up a budget and how to easily maintain and stick to that budget. We’re also going to list some of the best budgeting resources out there today to help you accomplish all […]
Continue ReadingTips to Avoid Late Fees
One household alone can have a dozen or more bills that come in each month. Each bill has a different due date that must be followed or else a penalty occurs. These charges can be more than $25 for each occurrence, and the tardiness is quickly recorded on your credit history. We all know that […]
Continue ReadingTrim Your Budget
The most successful way to save money is to reduce expenses and spending. That’s just plain common sense, but many people don’t follow it. A person who wants to save money should always have a monthly budget. A monthly household budget will help you stretch every dollar and also help you avoid that “not enough […]
Continue ReadingHow to Lower Your Cell Phone Bill
Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]
Continue ReadingShould You Take Out A 401k Loan?
The High Cost of a 401k Loan – If you are a hard working person that has an emergency, new business venture, or a large purchase that you desire, you may be thinking about borrowing from your 401k plan. Generally, people can borrow money from their 401k plans after a certain amount of time if they […]
Continue Reading20 Things You Spend Too Much Money On
Are you looking to cut some unwanted spending from your budget? There are many small purchases that you make almost daily that can really add up to some big money. We often don’t put much thought into some purchases that seem necessary and normal. But by cutting some of these things out of your spending, […]
Continue Reading10 Shocking Myths about Budgeting
Budgeting has a sort of stigma attached to it. If you ask a friend whether or not they have a budget, chances are they’ll say no and give you a reason why. Some people think it’s too time-consuming to set one up while others think it limits what they can and cannot do in their […]
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