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Tag: debt management

A Comprehensive Glossary of Debt Terminology

There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your finances back on track. We’ve decided to create a debt terminology glossary for you to take the guesswork out of managing your finances! Here is a […]

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Choose a Non-Profit Debt Management Solution

If you’re in a situation where you’re about to be forced into bankruptcy, or you’re already missing payments that affect your credit, a debt management solution is perhaps the only option. Those in this sort of situation should consider a non-profit debt management solution. Organizations are out there that exist purely to help those who […]

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Non-Profit Debt Relief versus For-Profit Debt Relief

There are many different programs available that are designed to help consumers better manage and pay off their debts. Most of these programs can be separated into two distinct categories – non-profit debt relief and for-profit debt relief. Although these programs often have similar features, there is one important aspect that sets them apart. Let’s […]

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How to Choose a Non-Profit Debt Management Company

Finding a good debt management solution becomes extremely important when your only alternatives are bankruptcy or continuing to miss payments and ruining your credit. If you’re in this position currently, there is a bright side to your cloudy financial sky: a non-profit debt management solution. This option involves enlisting the help of an organization that exists to […]

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A Little Preparation Helps When Trying To Get Out Of Debt

Debt is so easy to slip into and so very difficult to get out of. People can find themselves paying more and more of their monthly income to their creditors, leaving less for them and their families to live on. If they want to get out of debt, they need to start by doing some […]

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Remarkable Free Credit Counseling Services in Ohio

Ohio residents facing debt problems should consider free credit counseling as a solution! Few and fortunate are those residents in Ohio for whom unexcepted life events such as layoffs do not destroy their financial situation. Some Ohio residents live paycheck-to-paycheck, and if unemployed, will see their credit scores take heavy hits. There is free help provided […]

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Secured And Unsecured Debt

What are the differences between them? – Not all debt is the same! There are two main types of consumer debt: unsecured and secured. The type of debt can affect what happens in the case of default, bankruptcy, debt negotiation, and much more. Consumers who want to practice smart debt management should understand the type […]

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Credit Counseling Is Available In California

Millions of Americans deal with debt every single day. The most common cause of debt is due to having too many credit cards, but it isn’t as easy as cutting up your credit cards or avoiding using them altogether. Many people use their credit cards because it is a quick and effortless way for them […]

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Reduce Your Debt and Stress at the Same Time

Financial trouble is one of the leading causes of stress in adults, and high debt balances are one of the top financial concerns people have. You may have high balances on your credit cards, and you may be stressing out about how you are going to pay them off. In some cases, the amount of […]

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What Happens When You Pay Off A Loan Early?

Living with debt is an expensive and super stressful experience. Though the road may seem long, paying off debts and loans will strengthen your financial future. Nearly every type of loan can be paid off early and there are a few different ways to go about it. You may choose to make larger monthly payments, […]

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