If you have a low income or no income right now, then it may seem like it is impossible to set a budget. Budgeting is a lot harder when your income is low. However, there are several things that you can do to live within your means. It takes dedication, hard work, and patience, but you […]
Continue ReadingTag: debt management
Free Credit Counseling Can Relieve the Stress of Debt
Could you be a good candidate for free credit counseling? Ask yourself these questions: Do you feel like you need a break when you sit down to do your bills every month? After you have paid your monthly bills, do you avoid buying anything for two weeks, so you don’t overdraw your account? Do you […]
Continue ReadingReasons Why You Might Not Join A Debt Management Program
We’ve been in business for over 50 years now (since June 17th, 1968) so we’ve heard about a million reasons why someone doesn’t want to sign up for a Debt Management Program even though they seem super interested and excited about it. The list includes a few common reasons such as: Monthly payments with Debt […]
Continue ReadingAdvantage CCS Teams Up with CardRates.com to Talk About Free Consumer Credit Counseling
Our very own Heather Murray, Manager of Regulatory Compliance and Education, recently spoke with Ashley Dull who is the Editor-in-Chief at www.CardRates.com about our holistic approach to tackling credit card debt and what our free consumer credit counseling can do to help people who are struggling with unsecured debt such as credit cards and medical […]
Continue ReadingThe Best Way To Handle Payday Loan Debt
More than 12 million Americans take out payday loans every year, and a significant number of these advances go into default. It is estimated that borrowers pay more than nine billion dollars in loan fees and are more susceptible to suffering the snowball effect when accepting the terms of a short-term loan such as a […]
Continue ReadingDebt Management for College Students: How To Deal With The Debt
When you are a student in college the last thing on your mind is saving money, debt management, the wise use of credit, and pretty much anything having to do with budgeting or finances. But college can actually create a financial future full of debt and doubt if you aren’t careful. You’ll receive many credit […]
Continue ReadingThe Truth About Debt And Credit Counseling
How Did I End Up Here – If you were to write a story or song about your financial status would it leave people reaching for a box of tissues? If so, you’re not alone. Many people across America have found themselves struggling with credit card debt. Part of the problem is the ease at […]
Continue ReadingThe Remarkable Benefits of Credit and Bankruptcy Counseling
You’re in debt. Like many other people, you may not be exactly sure how you got here. Maybe you are a recent college graduate with an ample amount of student loans. Or maybe you’re a single parent who has just been laid off due to the difficult economic times and is having trouble making your […]
Continue ReadingDo You Need Free Consumer Credit Counseling?
If you are in debt and owe a considerable amount of money to your creditors, you may be a good candidate for free consumer credit counseling. You shouldn’t have to worry about receiving continuous calls from collection agencies or how you’re going to be able to save for your eventual retirement. Credit counseling is available […]
Continue ReadingWonderful Debt Management Tips for College Students
Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student loan debt is too much?”, and “How can I attend school and keep my credit clean?” There is no one-size-fits-all answer to these types of […]
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