Dealing with old debt is a nuisance for most people who’ve likely moved on with their lives or even forgotten about the debt completely. But, as they say, old things come back to haunt us. You’ll find a bit of relief, however, because it’s much easier to handle older debts than new. With the right […]
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How To Deal With Aggressive Debt Collectors
Did your phone just ring again for the 50th time today? Are you wondering if it’s another debt collector? Dealing with aggressive debt collectors can be scary and time-consuming. Here are some tips on how you can deal with antagonistic or overbearing debt collectors who affect your life negatively. Talk to Them About Your Debt […]
Continue ReadingConsumer Credit Laws And What You Need To Know About Them
There are certain laws in place specifically meant to help consumers in terms of credit, debt, and the lending industry. The Consumer Credit Protection Act (CCPA) is a consumer credit law that was enacted in 1968 to ensure that consumers in the United States would receive only fair and honest credit practices. Some examples included […]
Continue ReadingA Comprehensive Glossary of Debt Terminology
There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your finances back on track. We’ve decided to create a debt terminology glossary for you to take the guesswork out of managing your finances! Here is a […]
Continue ReadingCan Debt Collectors Harass You On Social Media?
It seems like everyone is on Facebook or Twitter these days. From the young to the old, a huge majority of people are taking to social media to stay connected with friends and family. What if I told you that’s exactly what some debt collectors are hoping for? Debt collectors who use social media to […]
Continue ReadingNew Hampshire residents have a new choice in debt relief
Advantage Credit Counseling Service has recently been licensed and approved to provide their expert free credit counseling and debt management program to consumers that live in the state of New Hampshire. Now that the Agency is licensed in NH, they only have 4 more states to go before they are licensed in all 50 states […]
Continue ReadingMedical Bills and Debt Collection Rules
Going to a doctor or emergency room for needed treatment is gradually becoming more expensive. Many individuals and families are finding that even after insurance coverage pays for many of the costs, high medical bills are still sent to the home. It is not always easy to manage payments on the bills and delinquent accounts […]
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