We get this question a lot from individuals who are battling debt problems. So we figured that we’d give everyone a fairly in-depth and detailed explanation of what a Debt Management Plan (DMP) really is. The Wikipedia definition is very broad and general, but it states: “A debt management plan is a formal agreement between a debtor […]
Continue ReadingTag: Credit Counseling
Credit Counseling – What Questions to Ask
Credit Counseling can be the answer to many of your financial troubles. Advantage CCS offers stress-free credit counseling to people in need of professional advice, all of which is offered by an experienced and certified credit counseling agency. By analyzing your current financial situation, a certified credit counselor will be able to recommend a plan […]
Continue ReadingHow is interest calculated on credit card bills?
The interest calculated on credit cards can be troubling and confusing. Using a credit card wisely will save you money and keep you out of debt. Carrying balances over each month will lead to a larger balance, with you paying more than the original amount owed. This is due to the credit card interest calculated […]
Continue ReadingWhat Happens When You Contact A Non-Profit Credit Counseling Agency?
Let’s just start by saying that when you contact a non-profit credit counseling agency, that call or visit is absolutely free and completely confidential. A reputable credit counseling agency will never charge for their consultation and advice. If you have to pay an upfront fee for a credit counseling session, don’t trust that company and […]
Continue ReadingWhite Paper: What a Certified Credit Counseling Agency Can Do For You
Even though certified credit counseling agencies can save debt-burdened individuals thousands of dollars and prevent years of financial stress, their services are underused by those who could benefit from them the most. In this white paper, find out the different ways that certified credit counseling agencies can help you and your family, whether you are […]
Continue ReadingNew Hampshire residents have a new choice in debt relief
Advantage Credit Counseling Service has recently been licensed and approved to provide their expert free credit counseling and debt management program to consumers that live in the state of New Hampshire. Now that the Agency is licensed in NH, they only have 4 more states to go before they are licensed in all 50 states […]
Continue ReadingRhode Island credit counseling through Advantage CCS
Advantage CCS is now able to service consumers who live in Rhode Island with free credit counseling and offer, if applicable, a Debt Management Program. Rhode Island residents now have a wonderful new option for debt relief and consumer credit counseling. A Little History about Rhode Island – Rhode Island is part of the New […]
Continue ReadingCredit Counseling in Virginia and Michigan
Advantage Credit Counseling Service has received approval and licensure for carrying out credit counseling sessions in over forty-three states now. Virginia and Michigan are the most recent states to be a part of the increasingly long list. The Agency is working very hard to become accredited in all fifty states before 2014 hits. Each US state has its own guidelines, rules and systems in place for getting authorized in that […]
Continue ReadingIllinois Credit Counseling is Now Available
The Illinois credit counseling industry has a new competitor: Advantage CCS. Consumer Credit Counseling is a process that involves providing education and advice to individuals about how to avoid incurring more unsecured debt, like with credit cards. Credit Counseling is often characterized by sessions of credit education and reviews the psychology of the consumer’s spending […]
Continue ReadingArizona has a great new choice for debt relief help
Advantage Credit Counseling Service has received approval and licensure to offer consumer credit counseling and, if applicable, a debt management program to Arizona residents who are currently in unsecured debt. The state of Arizona has some firm consumer credit counseling laws in place to help protect consumers and make sure that ALL debt relief options […]
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