Whether you quit your job, lost your job, had a baby and decided to stay home, or had a divorce or separation, the loss of a second income can be a BIG adjustment. Many families are used to two incomes, and they feel as if it would be almost impossible to survive on only one […]
Continue ReadingTag: Cost Cutting
Trim Your Budget
The most successful way to save money is to reduce expenses and spending. That’s just plain common sense, but many people don’t follow it. A person who wants to save money should always have a monthly budget. A monthly household budget will help you stretch every dollar and also help you avoid that “not enough […]
Continue ReadingHow to Lower Your Cell Phone Bill
Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]
Continue Reading20 Things You Spend Too Much Money On
Are you looking to cut some unwanted spending from your budget? There are many small purchases that you make almost daily that can really add up to some big money. We often don’t put much thought into some purchases that seem necessary and normal. But by cutting some of these things out of your spending, […]
Continue ReadingThe Key Sacrifices to Get Out of Debt
Unlike the common misconception about getting out of debt, it will take much more than just frugality to get it done. Yes, you need to be frugal and spend less, but you also have to make some sacrifices. I’m going to get REAL about how to get out of debt. No more “take lunches to […]
Continue Reading7 Ways to Stop Impulse Buying
Impulse buying can be a very dangerous compulsion. It involves spending money on unnecessary items immediately. There is NO prior planning beforehand, no long or hard thoughts put into the decision. The common theory is that consumers only purchase small items on impulse such as candy, magazines, or snacks. However, recent worrying news is that […]
Continue Reading