The little things can really add up. Have you ever heard of the “Latte Effect”? It’s what some personal finance experts call unnecessary daily spending. Meaning you can save “X” amount of dollars per year by skipping your daily latte, cigarettes, bottled water, etc. Sometimes we forget to add the small expenditures into our budgets […]
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Fun Summer Activities On A Budget For The Whole Family
When the weather starts to heat up, and more people head outside, that’s when budgets start to go downhill. While all family members look forward to summer, parents and children typically have different viewpoints on what constitutes as a “fun” summer activity. Of course, when the cost is a factor, trips to the super expensive […]
Continue Reading7 Super Easy Budget-Friendly Options Besides Cable TV
Inflation is at a 40-year high, and rates have been climbing throughout the month. Many Americans are cutting the cord to cut back on their monthly expenses. The average bundled cable bill in the US is now well above $175 each month when you factor in all the fees. Therefore, cutting cable could remove about […]
Continue ReadingHow To Spring Clean Your Finances
The spring season is almost upon us, which means it will be time for some spring cleaning. However, while many will focus on cleaning their homes, you should be really focusing on your finances. There are many things that you will have to do to maintain your cash flow and other financial related responsibilities. Spring […]
Continue ReadingWhy You Need To Track Your Monthly Expenses
Most people know the importance of keeping track of their finances and spending habits. That being said, many people still don’t bother to do it. It can often seem overwhelming or tedious having to keep track of your monthly expenses, but in the end, it’s always worth it. Tracking your expenses daily can really help […]
Continue ReadingRefillable Things That Will Save You Money
Whether you’re trying to find extra money to pay off debt or create more financial margin within your budget, there are ways that you can save money that don’t require much effort. In fact, all it takes is a decision to shift in order to see a difference. This is true for you if you’ve […]
Continue Reading10 Reasons Why Winter Can Be A Budget-Breaker
Summer can be a high-cost season with family vacations, more outdoor activities to do, and summer parties to attend, but winter can also be a high cost season for other reasons. Winter is when many expenses suddenly appear that were not present during the warm summer months. Some expenses are unavoidable, while others can be […]
Continue ReadingMoney Management Advice For The Whole Family
A common complaint among consumers today is the lack of funds. Regardless of how much money a household might earn, there never seems to be enough of it. Making do with an average income is the goal of any household budget. In fact, the entire family should get involved in their financial management. Explore how […]
Continue Reading7 Ways Convenience Is Destroying Your Budget
Setting a spending budget is one way to help control personal finances, but there are other factors that need to be considered to ensure one keeps to the budget that is set. Consumers are often offered a variety of options when it comes to purchases. Choosing to purchase an item or service out of convenience […]
Continue ReadingAffordable Ways to Cool Down Your House in the Summer
Summer is here and so is the squelching heat! We are all going to make the most of these few precious months of warmth before the harsh winter rolls in. While it is great to break out in those shorts and flop around the beach or pool in sandals. The fact remains that a house […]
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