No matter what your income level is, learning how to budget and save a little money each month is a valuable skill. If you’re dealing with a change in income, mounting debt or have exhausted your emergency fund due to an unexpected need, then saving will help you regain financial health. If you are struggling […]
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15 Things You’re Spending Too Much Money On
Some everyday items are a necessity, but others are just out of habit or a want, not a need. There are many ways to ensure that a person stays within the lines of their budget each month. One of the easiest options is to avoid paying too much money for an item when they don’t […]
Continue Reading7 Expenses to Cut from your Budget
Almost everybody is looking to live within a budget these days, either to live in the manner they would like or to save for a specific life goal, such as a wedding or college. Certain aspects of a budget can be difficult to stick to, including the need for new items to replace old […]
Continue ReadingHow to Stick to Your Budget in 2015
Chances are you have already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the number one factor in reaching financial goals. Let’s […]
Continue ReadingMoney Problems and Stress: How to Manage Both
It seems like money problems and stress go hand-in-hand. It’s hard to have one without the other. So what’s a person with money problems AND stress supposed to do? How can you manage your finances while trying to manage your stress level too? I’m going to give you some advice on how to not only […]
Continue ReadingHow to Budget as a Single Parent
Creating a budget is generally considered to NOT be a very fun task, but that may be even more true when trying to budget as a single parent. It may be especially difficult if you’re a single mom or dad trying to support your household and children on a fixed income with little to no […]
Continue ReadingHow to Budget Using the Envelope System
You can find a lot of fancy software and online tools to help you budget your money better. However, a lot of people find that the old-school envelope system works out the best for them. Because the envelopes are physical items with cash inside of them, it might be easier to visualize both saving and […]
Continue ReadingVideo: Advantage CCS’s Online Goal Tracker Tool
Advantage Credit Counseling Service has released a new video about our free Goal Tracker tool that’s available 24/7 on www.onlinebudgetadvisor.com. We are thrilled to introduce our goal saving/tracking system through this quick demonstration. The two-minute video introduces you to Mike. Mike is your average everyday guy, but he’s not really good at saving money or […]
Continue ReadingWhite Paper: Debt Settlement vs. Debt Management Program
Do you find yourself struggling to pay the bills each month or cover your monthly expenses because of credit card debt? If the answer is yes, there are some ways for you to get some financial relief. Debt can feel crippling and overwhelming, but through resources such as non-profit credit counseling and debt relief programs, […]
Continue ReadingFree Online Budgeting Tool from Advantage Credit Counseling Service
Learning to live on a fixed income can sometimes be a difficult transition to make. Whether you’ve gone from 2 incomes down to 1, are faced with recent job loss, or maybe retirement is the cause. Establishing a budget can help identify the resources you have to access, the responsibilities you have to pay and the expenses […]
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