Inflation is at a 40-year high, and rates have been climbing throughout the month. Many Americans are cutting the cord to cut back on their monthly expenses. The average bundled cable bill in the US is now well above $175 each month when you factor in all the fees. Therefore, cutting cable could remove about […]
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Our Online Budget Advisor Tool Is Free & Simple To Use
The Online Budget Advisor tool sets itself apart from the competition by putting over 54 years of expert financial experience behind our system. Our tool is easy to understand, super-efficient, and extremely thorough. The system asks the very same questions that our professional budgeting experts and certified credit counselors ask during their face-to-face or telephone counseling sessions. […]
Continue ReadingPersonal Financial Planning For A Loved One With Dementia
It is estimated that over 5 million people are living with some form of dementia in the United States alone. As the population continues to increase, these numbers are expected to rise. There are various types of dementia, such as Alzheimer’s Disease, Vascular Dementia, Frontotemporal Dementia, and Lewy Body Dementia. When a loved one has […]
Continue ReadingFind Out How To Reduce Your Monthly Expenses In 2022
As the year wraps up (pun intended), we can look ahead to next year and wonder what our finances might look like in 2022. It’s no secret that inflation is taking off right now, and prices are climbing higher and higher for our everyday needs. So, how does a person reduce their monthly expenses when […]
Continue ReadingLearn How To Set Financial Goals For 2022 And Reach Them
Financial goals are an essential part of anyone’s ongoing financial plans, but they can be challenging to set. When one sets financial targets, it’s important to make sure that they are S.M.A.R.T. Goals. We’ll talk more about this later on. This blog post will cover some steps to help you establish your financial goals and […]
Continue Reading5 Nonconventional Ways Credit Counseling Can Help You
Nonprofit credit counseling can be a form of debt help that many people don’t even think to try. If you are struggling with unmanageable unsecured debt, then credit counseling might be the answer for you. This blog post will discuss five different ways credit counseling can offer assistance in your financial situation. 1) Credit counseling […]
Continue ReadingThe Ultimate Beginner’s Guide To Budgeting And Saving
Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]
Continue ReadingHow Stress-Shopping Might Be Hurting Your Wallet
On more than one occasion, you may find yourself overwhelmed by thoughts about a certain aspect of your life. This is generally referred to as stress. People respond differently to these stressful situations. Others opt to enjoy an outdoor activity like hiking, swimming, or something that engages them to be full, making them loosen up […]
Continue ReadingOutdated Financial Advice You Don’t Want To Follow Anymore
It is effortless to find a wide range of financial advice online today. However, when you start looking at these suggestions and tips, you will quickly see that many are outdated and no longer apply or make sense. In some cases, the outdated financial advice that you shouldn’t follow is seemingly harmless, but it could […]
Continue ReadingA Budget Will Prepare You For The New Year
No doubt 2020 brought some hardship on everybody, but especially on those who may have been living paycheck to paycheck leading up to it. Some may have always been prepared for events like flooding and hurricanes, but an event like COVID-19 has proven to be something you really can’t fully prepare for given how completely […]
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