The most successful way to save money is to reduce expenses and spending. That’s just plain common sense, but many people don’t follow it. A person who wants to save money should always have a monthly budget. A monthly household budget will help you stretch every dollar and also help you avoid that “not enough […]
Continue ReadingTag: budget
How to Lower Your Cell Phone Bill
Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]
Continue ReadingHow to Survive Black Friday
Oh, Thanksgiving! What was once a time of family gatherings and being thankful for what the year has brought is now a time to SHOP! SHOP! SHOP! Black Friday is one of the most well-known shopping days in the world. There are many different deals throughout the year at your favorite stores, but none of […]
Continue Reading20 Things You Spend Too Much Money On
Are you looking to cut some unwanted spending from your budget? There are many small purchases that you make almost daily that can really add up to some big money. We often don’t put much thought into some purchases that seem necessary and normal. But by cutting some of these things out of your spending, […]
Continue Reading10 Shocking Myths about Budgeting
Budgeting has a sort of stigma attached to it. If you ask a friend whether or not they have a budget, chances are they’ll say no and give you a reason why. Some people think it’s too time-consuming to set one up while others think it limits what they can and cannot do in their […]
Continue ReadingHow to Achieve Financial Independence
The Fourth of July is right around the corner. On this day, we are reminded of our Independence as a nation. But what about our financial independence? The goal of financial independence is to be able to cover all of your living expenses for the rest of your life without the need of a full-time […]
Continue Reading7 Expenses to Cut from your Budget
Almost everybody is looking to live within a budget these days, either to live in the manner they would like or to save for a specific life goal, such as a wedding or college. Certain aspects of a budget can be difficult to stick to, including the need for new items to replace old […]
Continue ReadingHow to Stick to Your Budget in 2015
Chances are you have already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the number one factor in reaching financial goals. Let’s […]
Continue ReadingHow to Enjoy the Weekend for FREE
The weekend is almost here, and you are probably looking for something fun to do. Maybe it’s a backyard party, an art gallery crawl, a wine mixer, or even hitting up your favorite theme park. If you happen to be on a tight budget right now and trying to get your personal finances in order, […]
Continue ReadingHow to Budget Using the Envelope System
You can find a lot of fancy software and online tools to help you budget your money better. However, a lot of people find that the old-school envelope system works out the best for them. Because the envelopes are physical items with cash inside of them, it might be easier to visualize both saving and […]
Continue Reading