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Category: Misc.

The Main Differences Between For-Profit And Non-Profit Credit Counseling

Credit counseling is valuable for individuals seeking assistance managing their debt and improving their financial well-being. Two primary credit counseling services exist, for-profit and non-profit credit counseling, which is provided by Non-Profit 501(c)(3) organizations. Understanding the differences between these two options can help consumers make informed decisions about the type of credit counseling that best […]

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Exploring The Pros And Cons Of Nonprofit Credit Counseling

Dealing with debt can be overwhelming and challenging, but thankfully, there are resources available to assist individuals in finding their way to financial stability. One option is nonprofit credit counseling agencies, which offer guidance and support to those struggling with debt. In this blog post, we’ll explore the advantages and disadvantages of utilizing a nonprofit […]

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Advantages And Disadvantages Of Automatic Withdrawal To Pay Bills

Managing personal finances efficiently is crucial in today’s fast-paced world. An automatic withdrawal, also known as automatic bill payments, have gained popularity as a convenient method for settling recurring bills. While it offers several advantages, it is essential to understand both the benefits and drawbacks of this approach. This blog post explores the advantages and […]

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Can Student Loan Forgiveness Remove That Debt From Credit Reports?

Many students take up loans to finance their education; sometimes, these student loans are forgiven. Nevertheless, what is their implication on your credit report? Many forms of student loan forgiveness programs, such as PSLF, Teacher loan forgiveness, and President Biden’s loan forgiveness program, have touched the media too much recently. President Biden’s plan of student […]

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The Upcoming 2023 Tax Season And What You Need To Know

It’s a new year, and many people are already anticipating the need to get their taxes in order. That could be because the official tax-filing season is scheduled to start on Monday, January 23rd. That is less than two weeks away. Another thing to think about is that Tuesday, April 18th arrives rather quickly, and […]

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The Best Way To Take Control Of Your Finances This Year

When it comes to managing your finances, it can feel overwhelming if you’re not in control of each dollar that you earn. You may experience stress and avoid tracking your spending, which can make it easy to lose money and get into debt. If you want to learn how to control your finances this year […]

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What Are The Most Popular Credit Counseling Questions That Get Asked?

If you’ve been browsing our website, you might have noticed that we offer many tips to help you manage your finances and a lot of great advice about credit counseling and debt management. However, if you’re like many of our potential clients, you probably have questions about the credit counseling process or what happens during […]

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Should You Take Out A Loan From Your Retirement 401k Plan?

In 2022, most people need more savings to retire at the standard age. Luckily, we live in a time when there are more options than ever. One of those options is taking out a loan from your 401k plan. Just keep in mind that these loans come with their own set of pros and cons. […]

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10 Things To Do After You’ve Paid Off Your Student Loans

Student loan debt has now surpassed credit card debt by over $3 billion. Student loan debt will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes REAL action to mitigate the problem. The graduating class of 2022 is the most indebted in history, with over $56 […]

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How Online Bill Pay Can Save You Time and Money

In the past, the best way to pay bills was by receiving a bill in the mail and sending them a check for payment. This all changed with the development of online bill payment. Having the payments paid online provides many benefits such as saving a lot of time and money due to the convenience […]

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