You can grow your money faster with a high-yield savings account than with regular savings accounts. As stated by the Federal Deposit Insurance Corporation (FDIC), you can have an annual percentage yield or APY of 0.37% with a typical savings account. However, the APY will be 4% or even more when you have a high-yield […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Don’t Qualify For Student Loan Forgiveness? You May Still See Some Benefits!
In the quest for higher education, many borrowers face the daunting burden of student loans. Student loan forgiveness has been a beacon of hope for many borrowers burdened with these hefty educational debts. The idea of having their loans wiped away after meeting certain requirements can sound like a dream come true. Nevertheless, not everyone […]
Continue ReadingThe Main Differences Between For-Profit And Non-Profit Credit Counseling
Credit counseling is valuable for individuals seeking assistance managing their debt and improving their financial well-being. Two primary credit counseling services exist, for-profit and non-profit credit counseling, which is provided by Non-Profit 501(c)(3) organizations. Understanding the differences between these two options can help consumers make informed decisions about the type of credit counseling that best […]
Continue ReadingDebt Management Programs Vs. Debt Settlement: How Are They Different From One Another
Debt Management Programs and Debt Settlement are two different approaches to managing and resolving debt issues. People with financial difficulties might wonder about using a debt management program or debt settlement as two very diverse strategies to take control of their current financial situation. For people seeking debt relief, each option – debt management program […]
Continue ReadingExploring The Pros And Cons Of Nonprofit Credit Counseling
Dealing with debt can be overwhelming and challenging, but thankfully, there are resources available to assist individuals in finding their way to financial stability. One option is nonprofit credit counseling agencies, which offer guidance and support to those struggling with debt. In this blog post, we’ll explore the advantages and disadvantages of utilizing a nonprofit […]
Continue ReadingMajor Benefits Of Having A Good Credit History
When it comes to managing personal finances, maintaining a good credit history is crucial. A strong credit history and a high credit score can open the doors to numerous financial opportunities. From lower interest rates to increased borrowing power, a positive history offers a range of benefits that can make a significant difference in one’s […]
Continue ReadingAdvantages And Disadvantages Of Automatic Withdrawal To Pay Bills
Managing personal finances efficiently is crucial in today’s fast-paced world. An automatic withdrawal, also known as automatic bill payments, have gained popularity as a convenient method for settling recurring bills. While it offers several advantages, it is essential to understand both the benefits and drawbacks of this approach. This blog post explores the advantages and […]
Continue Reading10 Tips On How To Avoid Overspending In The Summertime
Summertime brings the promise of sunny days, vacations, and outdoor activities. However, it can also be a time when overspending becomes all too easy, even for the most frugal individuals. From impromptu trips to tempting sales, the allure of summertime spending can quickly derail someone’s budget. That’s why it is essential to maintain financial discipline […]
Continue ReadingSmart Money Moves To Make This Memorial Day Weekend
It may be hard to believe, but with Memorial Day weekend approaching, 2023 is almost halfway over. Most people have had their share of financial challenges this year, and taking stock of their financial status might help everyone rest more easily for the remainder of the year. Memorial Day means the unofficial start to summer, […]
Continue ReadingHow To Cut Costs When You Are Living Alone
When trying to save money and sticking to a budget are your top priorities, it can be difficult when you’re single. While living alone brings more independence, a big disadvantage is that there’s no one to share the bills with. It’s up to you and you alone when those bills are due. Being single or […]
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