Debt repayment can be a challenging but rewarding journey, offering a path to financial freedom and peace of mind. However, navigating the road to being debt-free can be complex, and there are common pitfalls that can hinder your progress. To help you stay on track, let’s look at some of the most common mistakes people […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
6 Ways To Save Money While Saving The Environment
In today’s world, many of us want to find ways to balance our budget while also protecting the planet. Fortunately, there are plenty of strategies that can help you save money and contribute to environmental sustainability at the same time. As a non-profit credit counseling agency that really cares, we’re committed to helping you improve […]
Continue ReadingCoping With Large Medical Bills: A Guide To Handling Significant Medical Expenses
Coping with large medical bills can be a stressful and overwhelming experience. However, taking the right approach to managing these medical expenses can help you avoid falling into a cycle of debt. In this step-by-step guide, we’ll walk you through strategies for handling significant medical expenses and offer practical tips to minimize the impact on […]
Continue ReadingShould You Trust Financial Advice From People On TikTok?
In recent years, TikTok has exploded onto the social media scene, captivating millions with its short-form video content. While the platform is known for dance challenges, lip-syncing, and comedic skits, it has also become a hub for sharing a wide range of information, including financial advice. Just searching for #FinTok will provide hours and hours […]
Continue ReadingThe Vicious Cycle: How Minimum Payments Keep You Trapped In Credit Card Debt
In today’s consumer-driven society, credit cards have become an indispensable financial tool for many. They offer convenience, flexibility, and rewards, but they also come with a hidden danger: the minimum payment trap. While making minimum payments on credit card debt might seem like a manageable way to handle debt, it can quickly spiral into a […]
Continue ReadingDon’t Be An April Fool About Saving More Money
As April approaches, so does the occasion for pranks and jokes. While a good laugh is always welcome, there is one area where being foolish isn’t so funny: your finances. Saving money is a crucial aspect of financial stability and security, yet many people overlook its importance or struggle to prioritize it. This April, let’s […]
Continue ReadingSurviving In An Expensive World: Budgeting Tips For High Debt Situations
In today’s economic landscape, with rising costs and stagnant wages, navigating through financial challenges can feel like traversing a maze blindfolded. For individuals grappling with high credit card debt, the journey becomes even more daunting. However, with strategic budgeting and disciplined financial management, it’s possible to find a way out of the debt maze and […]
Continue ReadingUnderstanding The Pros And Cons Of Adjustable And Fixed Rate Mortgages
In the realm of home financing, one of the pivotal decisions prospective homeowners face is whether to opt for an adjustable-rate mortgage (ARM) or a fixed-rate mortgage (FRM). Both options come with distinct advantages and drawbacks, and understanding them thoroughly is crucial for making an informed choice that aligns with your financial goals and circumstances. Let’s […]
Continue ReadingNavigating The Tax Impacts Of Big Life Events Such As Marriage And Parenthood
Life is full of significant milestones that shape our futures and impact our finances. Two of the most transformative events that many people experience are marriage and parenthood. While these events bring joy and fulfillment, they also come with various financial considerations, including tax impacts. Understanding how marriage and having a baby affect your taxes […]
Continue ReadingSmart Tax Tips For Millennials: Navigating Deductions and Credits
As tax season rolls around, millennials are increasingly finding themselves navigating the complexities of the tax code. With side hustles on the rise and unique financial circumstances to consider, understanding the ins and outs of taxes is essential. Fortunately, there are several smart tax tips tailored to millennials that can help maximize deductions, leverage credits, […]
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