Debt Consolidation – Debt consolidation typically involves taking out a lower interest loan to pay off multiple high interest secured or unsecured debts such as credit cards. The lowest interest rate consolidation loan is generally secured against the borrower’s assets such as a home or a car. Because credit card debts have such high interest […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
What to look for when selecting a Credit Union?
Credit unions are a great way to save money and to increase the savings rate that you might be receiving on your interest-bearing account. Unlike their commercial counterparts, credit unions typically offer free accounts with no minimum balance requirements. The benefits of a credit union go far beyond just maintaining an interest-bearing checking account. Customers […]
Continue ReadingWhat’s the difference between a short sale and a foreclosure?
Whether a homeowner wants to do a short sale or even a foreclosure, there are a lot of differences that most are going to want to know about before deciding on one. While it may seem easy to just walk away and let the bank take the home, this may not be the best choice. […]
Continue ReadingMain Features of the Affordable Care Act
The Affordable Care Act, or Health Care Act, was designed to put you in charge of your healthcare services, instead of allowing the insurance companies to make all of the important decisions. By utilizing some key features and regulations, it gives you the ability to choose what kind of coverage you receive, how much you […]
Continue ReadingMedical Bills and Debt Collection Rules
Going to a doctor or emergency room for needed treatment is gradually becoming more expensive. Many individuals and families are finding that even after insurance coverage pays for many of the costs, high medical bills are still sent to the home. It is not always easy to manage payments on the bills and delinquent accounts […]
Continue ReadingCredit Management Tips and Advice
Your credit score is not something you can instantly fix and then see immediate results. Credit scores are like your driving record with all of your past mistakes clearly visible. The credit bureaus take into account years of past behavior, not just your present actions. Many negative or bad marks could stay on your credit […]
Continue ReadingBuy Online and Save Money
Shopping online has become so popular that is has its own special shopping day to compete with Black Friday. It’s called Cyber Monday. The primary reason why people prefer to shop online is the convenience. When you shop online, you avoid having to battle with someone for the last child’s toy that is on your […]
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