Owning a home or condo can be a rewarding experience in the life of many people. While home ownership can be an emotionally rewarding experience for an individual or family, it can sometimes be difficult to manage some of the financial matters associated with home ownership. Since many people use mortgages to purchase a new […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Online Bankruptcy Education
Online Bankruptcy Education is a pre-discharge bankruptcy counseling session that is required for all consumers who have filed for bankruptcy and who have received a bankruptcy case number. You must complete either a face-to-face session, telephone session, or online session within 45 days of your “341 Meeting of Creditors” (hearing). The counseling session will help […]
Continue ReadingHow to Find Free Debt Management Help
In today’s failing economy, individuals are finding themselves with many bills that they are unable to pay. The amount of debt is far exceeding most individual’s paychecks leaving them with increased difficulty in meeting their financial obligations. Some individuals find themselves searching for free debt management help and others are facing bankruptcy or foreclosure. When […]
Continue ReadingInfographic: If You’re in Debt, You’re Not Alone
Debt is not a pretty word by any means. More often than not, the word itself brings about increased stress, elevated blood pressure, and tension headaches to those who are struggling with debt. The economy has definitely seen better days and more people are turning to credit cards and/or loans to help ease the financial […]
Continue ReadingWhy Does My Credit Score Matter?
If you have recently applied for a loan or credit card and you were denied, you might be asking yourself, Why does my credit score even matter? Your credit score is a number that is often used by lenders, creditors, banks, and many others to help evaluate and rate how much of a risk you […]
Continue ReadingWhite Paper: What You Need to Know About Secured Debt & Unsecured Debt
White Paper: What You Need to Know About Secured Debt & Unsecured Debt Different types of debt carry different consequences while they are active and in the event of a default. Whether people are struggling to make payments or have a surplus of cash they’d like to use to pay off their debts faster, it’s […]
Continue Reading5 Smart Money Management Decisions
These are difficult times that we are living in right now. We all know that many jobs have been lost, savings have most likely been annihilated, and home values have deflated all over the country. If you haven’t experienced any of these things, then count yourself as being very lucky. The mere threat of any […]
Continue ReadingMajority of consumers are eager for answers to everyday financial questions
The recent Financial Literacy Survey commissioned by the National Foundation for Credit Counseling (NFCC) and the Network of Branded Prepaid Card Association (NBPCA) revealed that 80% of consumers admitted they would benefit from answers to everyday financial questions from a professional. This number reflects a 4% increase from 2011 to 2012. To help consumers stay […]
Continue ReadingHow to Handle Student Loan Debt Collectors
When you default on a student loan, the government will usually hire debt collection agencies to collect on these loans. It’s not quite as straightforward as you might like to think, to try and get this loan to just disappear. The collection agencies are sometimes known to twist their words around to get what they […]
Continue ReadingPros and Cons of Prepaid Debit Cards
Debit cards have become a commodity as many consumers choose to carry less cash and stick to carrying plastic instead. Prepaid debit cards are popular for many individuals because of the convenience of having a debit card but knowing they cannot overdraw from their checking account with it. Before running out to sign up for […]
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