With US student loan debt now greater than total credit card debt, new graduates need to take their monthly payments seriously and form good repayment habits early on. Some estimates show student loan debt has surpassed $1 trillion nationally, and recent government figures show nearly 10% of borrowers of federally-subsidized student loans had already defaulted […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Arizona has a great new choice for debt relief help
Advantage Credit Counseling Service has received approval and licensure to offer consumer credit counseling and, if applicable, a debt management program to Arizona residents who are currently in unsecured debt. The state of Arizona has some firm consumer credit counseling laws in place to help protect consumers and make sure that ALL debt relief options […]
Continue ReadingSouth Carolina has another option for credit counseling
Advantage Credit Counseling Service has just received approval and their license to perform credit counseling sessions and offer, if applicable, a debt management program to consumers who are in debt and living in South Carolina. South Carolina has some of the strictest credit counseling laws in place to help protect its consumers and make sure […]
Continue ReadingHow Much is Your Debt Really Costing You?
We have a guest blog post for you from Katie Bryan over at America Saves. We partner with America Saves, because they are a national campaign linking more than 1,000 Non-Profit, government, and corporate groups that encourages consumers to save money and build personal wealth. We stand behind their message and mission. We are always […]
Continue Reading7 Ways to Stop Impulse Buying
Impulse buying can be a very dangerous compulsion. It involves spending money on unnecessary items immediately. There is NO prior planning beforehand, no long or hard thoughts put into the decision. The common theory is that consumers only purchase small items on impulse such as candy, magazines, or snacks. However, recent worrying news is that […]
Continue ReadingInfographic: 2013 Debt Statistics for US Consumers
Over the past decade or so, debt has been a growing problem for families all across the country. While American consumers collectively owe almost $850 billion in unsecured credit card debt, the average American household credit card debt stands at over $15,000 per family. Other types of debt, including secured debt such as mortgages and […]
Continue ReadingGoal Tracker: We’re excited to announce the launch of our new FREE tool
Advantage Credit Counseling Service is excited to announce the redesign of the Online Budget Advisor website and the launch of our new FREE tool: Goal Tracker. We’ve also made some updates to the free Budget Builder tool as well. With the help of a grant from Bank of America, we are able to provide free, […]
Continue ReadingSaving for College: Graduating with the Least Amount of Debt
By June most recent high school graduates know what college they are going to, but many of them may still not know how they are going to pay for it. We’ve heard the stats that the average debt students have upon graduation has skyrocketed to $35,200, according to a recent Fidelity survey, and that the […]
Continue ReadingFinancial Goals
Goals are dreams or wishes that could come true – if you work really hard at them. If your goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. If you don’t set financial goals, you will find yourself saying “I wish I had…” The […]
Continue ReadingThe Social Media Success of Advantage Credit Counseling Service
Social Media refers to the means of interactions among people in which they create, share, and exchange information and ideas in virtual communities and online networks (definition from Wikipedia). So, what does all of this have to do with credit counseling and debt management? Well, it all began when a Pittsburgh based non-profit credit counseling agency […]
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