It’s been an exciting year so far for Advantage Credit Counseling Service, Inc. Effective January 1, 2016, Advantage CCS joined with Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. to form Pennsylvania’s largest provider of debt management services. CCCS of Northeastern PA brings to Advantage CCS an experienced staff of counselors and client service representatives […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
10 Shocking Myths about Budgeting
Budgeting has a sort of stigma attached to it. If you ask a friend whether or not they have a budget, chances are they’ll say no and give you a reason why. Some people think it’s too time-consuming to set one up while others think it limits what they can and cannot do in their […]
Continue ReadingThe Scary Reality of Being in Debt
Consumer credit card debt and student loan debt are at an all-time high right now, and it’s pretty safe to say that almost everyone has to deal with the pitfalls of debt in one way or another. The strange thing about debt is that it’s an excellent teacher, and it’s also one of the best […]
Continue ReadingThe Difference between Hard and Soft Credit Inquiries
Consumers should be very concerned about their FICO scores because they have an influence on loan qualifications to purchase a home, automobile, insurance policy, phone service, and utility services. High and low FICO scores determine the interest rates applied to a loan once it is approved. What consumers may not know is that every time […]
Continue ReadingSingle Working Women’s Day
Every August 4th is international Single Working Women’s Day. It’s a day reserved to recognize the important role that single working women play in our communities and societies. There are over 55 million unmarried women in America right now working hard to make a good life for themselves. Single women don’t get much recognition, unlike […]
Continue ReadingFinancial Pet Peeves and How to Deal with Them
Everyone has pet peeves, those little things that happen that aren’t big enough to require much effort, but come up to annoy you again and again when you least expect it. We all have pet peeves and there’s no denying that. But what about financial pet peeves? Can you think of any that you might have? […]
Continue ReadingHow to Achieve Financial Independence
The Fourth of July is right around the corner. On this day, we are reminded of our Independence as a nation. But what about our financial independence? The goal of financial independence is to be able to cover all of your living expenses for the rest of your life without the need of a full-time […]
Continue ReadingA Look At Credit Cards Throughout History
Have you ever wondered how credit cards came about? Who thought of the very first credit card and what were they used for back then? From personalized store credit in the 1800s to the never-ending card offers that pile up in your mailbox on a daily basis, credit cards have become an inescapable part of […]
Continue ReadingHow to Really Mess up Your Financial Future
Everyone knows the general tips for saving money, getting out of debt, and living frugally but do you know the warning signs or big mistakes that could cause major financial hardship? I want to take a look at a list of things that, IF done, will guarantee not just financial failure, but a lifetime of […]
Continue Reading10 Things to Give Up in Order to Save Money
No matter what your income level is, learning how to budget and save a little money each month is a valuable skill. If you’re dealing with a change in income, mounting debt or have exhausted your emergency fund due to an unexpected need, then saving will help you regain financial health. If you are struggling […]
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