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Author: Lauralynn

Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

How to Achieve Financial Independence

The Fourth of July is right around the corner. On this day, we are reminded of our Independence as a nation.  But what about our financial independence? The goal of financial independence is to be able to cover all of your living expenses for the rest of your life without the need of a full-time […]

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A Look At Credit Cards Throughout History

Have you ever wondered how credit cards came about? Who thought of the very first credit card and what were they used for back then? From personalized store credit in the 1800s to the never-ending card offers that pile up in your mailbox on a daily basis, credit cards have become an inescapable part of […]

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How to Really Mess up Your Financial Future

Everyone knows the general tips for saving money, getting out of debt, and living frugally but do you know the warning signs or big mistakes that could cause major financial hardship? I want to take a look at a list of things that, IF done, will guarantee not just financial failure, but a lifetime of […]

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10 Things to Give Up in Order to Save Money

No matter what your income level is, learning how to budget and save a little money each month is a valuable skill. If you’re dealing with a change in income, mounting debt or have exhausted your emergency fund due to an unexpected need, then saving will help you regain financial health. If you are struggling […]

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Save Money on Father’s Day Gifts

Father’s Day is just around the corner (June 21st), but it’s not too late to come up with a meaningful gift. Even with a tight budget, there are ways to give Dad something that reminds him just how special he is. It all starts with showing up. Here are some money-saving tips for great Father’s […]

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Everything You Want To Know About A Debt Management Program

We are continuing our goal to become an Agency that is fully transparent and exceptionally informative within our industry. We want to be a thought-leader and the go-to agency for educational information about Credit Counseling and Debt Management Programs. We gave you three new pieces of content about Credit Counseling a few weeks ago, and […]

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Top 10 Money-Saving Tips for Summer

Summer is fast approaching and it can be one of the most expensive seasons because everyone wants to be outside, and they want to do something fun. Having a fun Summer doesn’t mean you have to break your budget. Luckily, when the weather gets warm, the deals get hot. Follow these 10 tips on the best […]

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15 Things You’re Spending Too Much Money On

Some everyday items are a necessity, but others are just out of habit or a want, not a need. There are many ways to ensure that a person stays within the lines of their budget each month. One of the easiest options is to avoid paying too much money for an item when they don’t […]

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Can Debt Collectors Harass You On Social Media?

It seems like everyone is on Facebook or Twitter these days. From the young to the old, a huge majority of people are taking to social media to stay connected with friends and family. What if I told you that’s exactly what some debt collectors are hoping for? Debt collectors who use social media to […]

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The Best Financial Blogs of 2015

There are so many Financial Blogs out there today. It seems like every day, a few more pop up out of nowhere. So, how do you know which blogs to follow and which ones will give the best financial advice? Like all financial advice, some of it might not be suited for everyone, so it’s […]

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