Unlike the common misconception about getting out of debt, it will take much more than just frugality to get it done. Yes, you need to be frugal and spend less, but you also have to make some sacrifices. I’m going to get REAL about how to get out of debt. No more “take lunches to […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Why Credit Card Debt Sucks
The use of credit cards has been one of the major growth industries in the U.S. across the latter half of the 20th century and into the beginning of the 21st century, but the benefits these provide are often outweighed by the problems caused by unmanageable levels of debt. Credit cards can offer many benefits […]
Continue ReadingProof that a Debt Management Plan Works
Credit counseling has many benefits, but the most sought after benefit is becoming debt-free with the help of a debt management plan, and regaining control of your finances. We’ve helped individuals conquer their debt since 1968. If you’re struggling to make ends meet, Advantage CCS can help you resolve your debt problems as well. We […]
Continue ReadingBest Debt Management Company
Advantage CCS was voted Best Debt Management Company AGAIN for the 2nd year in a row for 2016! We are super excited and extremely proud to be awarded the #1 spot on 10BestDebt.com’s “Top Debt Management Agencies of 2016” list! The news was just announced in January and we are so happy to be named the Top Debt Management Company […]
Continue ReadingAdvantage CCS has acquired CCCS of Northeastern PA
It’s been an exciting year so far for Advantage Credit Counseling Service, Inc. Effective January 1, 2016, Advantage CCS joined with Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. to form Pennsylvania’s largest provider of debt management services. CCCS of Northeastern PA brings to Advantage CCS an experienced staff of counselors and client service representatives […]
Continue Reading10 Shocking Myths about Budgeting
Budgeting has a sort of stigma attached to it. If you ask a friend whether or not they have a budget, chances are they’ll say no and give you a reason why. Some people think it’s too time-consuming to set one up while others think it limits what they can and cannot do in their […]
Continue ReadingThe Scary Reality of Being in Debt
Consumer credit card debt and student loan debt are at an all-time high right now, and it’s pretty safe to say that almost everyone has to deal with the pitfalls of debt in one way or another. The strange thing about debt is that it’s an excellent teacher, and it’s also one of the best […]
Continue ReadingThe Difference between Hard and Soft Credit Inquiries
Consumers should be very concerned about their FICO scores because they have an influence on loan qualifications to purchase a home, automobile, insurance policy, phone service, and utility services. High and low FICO scores determine the interest rates applied to a loan once it is approved. What consumers may not know is that every time […]
Continue ReadingSingle Working Women’s Day
Every August 4th is international Single Working Women’s Day. It’s a day reserved to recognize the important role that single working women play in our communities and societies. There are over 55 million unmarried women in America right now working hard to make a good life for themselves. Single women don’t get much recognition, unlike […]
Continue ReadingFinancial Pet Peeves and How to Deal with Them
Everyone has pet peeves, those little things that happen that aren’t big enough to require much effort, but come up to annoy you again and again when you least expect it. We all have pet peeves and there’s no denying that. But what about financial pet peeves? Can you think of any that you might have? […]
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