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Author: Lauralynn

Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

The High Cost of Leasing a Car

If you are in the market for a new car, you have likely wondered whether you should buy or lease. Many people find leasing appealing because they can drive a new car all of the time, and it even allows them the opportunity to drive a luxury or higher-end vehicle that they would not be […]

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How to Lower Your Cell Phone Bill

Many people want to know how to reduce their monthly expenses in order to save money or to make their budget more manageable. If you are like most people, you may spend a pretty penny on your cell phone bill, and you may be wondering how to lower your cell phone bill. While this may […]

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How to Survive Black Friday

Oh, Thanksgiving! What was once a time of family gatherings and being thankful for what the year has brought is now a time to SHOP! SHOP! SHOP! Black Friday is one of the most well-known shopping days in the world. There are many different deals throughout the year at your favorite stores, but none of […]

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Mental Health and Debt Management

Your financial situation – including the amount of debt you carry, your credit score, and how close to filing for bankruptcy you are – often has a marked impact on your mental health. However, it’s also possible for poor mental health to negatively impact your financial situation. A positive mental outlook is essential for effective […]

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Should You Take Out A 401k Loan?

The High Cost of a 401k Loan – If you are a hard working person that has an emergency, new business venture, or a large purchase that you desire, you may be thinking about borrowing from your 401k plan. Generally, people can borrow money from their 401k plans after a certain amount of time if they […]

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20 Things You Spend Too Much Money On

Are you looking to cut some unwanted spending from your budget? There are many small purchases that you make almost daily that can really add up to some big money. We often don’t put much thought into some purchases that seem necessary and normal. But by cutting some of these things out of your spending, […]

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Marrying Someone with Bad Credit

It can be very challenging to build a strong financial future together, even for the most compatible of couples. It’s even more difficult for newlywed couples with very different credit scores to blend their finances and sometimes, it’s even unwise to do so. If your credit is good and your other half’s credit is not, […]

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The High Cost of Rent to Own

The concept of rent to own can be very appealing to people with low credit scores and who are short on cash but wish to purchase new electronics, appliances, or furniture. Rent to own stores make it possible to own items that you may not otherwise be able to afford. Because you don’t have to […]

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5 Other Ways Credit Counseling Can Help

If you don’t have a lot of credit card debt, you might think that a credit counseling service may be of no use to you. However, that is most definitely not the case. In addition to helping those with credit card debt, credit counseling can help those who have student loan debt or have just […]

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50 Great Debt Elimination Tips and Tricks

We all know that getting out of debt isn’t easy. It can be easy to find yourself in debt, but to dig out of that debt hole is a whole different story. It’s going to take some hard work, determination, imagination, dedication, and a few of these tips and tricks! Nobody likes to be in […]

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