Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score might make financial mistakes that cause them to learn the hard way. Whether a person is building their credit score for the first time or […]
Continue ReadingAuthor: Lauralynn
Choose a Non-Profit Debt Management Solution
If you’re in a situation where you’re about to be forced into bankruptcy, or you’re already missing payments that affect your credit, a debt management solution is perhaps the only option. Those in this sort of situation should consider a non-profit debt management solution. Organizations are out there that exist purely to help those who […]
Continue ReadingInsufficient funds: Decline the transaction or pay an overdraft fee?
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have enough money to make a purchase and therefore faces the dilemma of either spending more money than they have and paying a fee or not […]
Continue ReadingReasons Why Your Credit Score May Drop
Whether you need money to boost your business or meet your daily personal expenses, access to finance will play an important role in helping you get ahead. However, before you apply for financial assistance, you will need to establish whether you are eligible and if you qualify for the financing you need. Today, a good […]
Continue ReadingWhat you need to know before freezing your credit
Over 143 million Americans had their sensitive personal information exposed to hackers in the recent Equifax data breach. There’s a good chance that you or someone in your household may have been impacted by this historically huge data hack. The bad news: your information is probably already in the hands of hackers that can use […]
Continue ReadingNon-Profit Debt Relief versus For-Profit Debt Relief
There are many different programs available that are designed to help consumers better manage and pay off their debts. Most of these programs can be separated into two distinct categories – non-profit debt relief and for-profit debt relief. Although these programs often have similar features, there is one important aspect that sets them apart. Let’s […]
Continue ReadingHousing Counseling is Helpful in All Stages of Homeownership
The process of homeownership is a complicated one. Searching for a home, choosing a home, deciding to buy it, and maintaining it can be very difficult. Many individuals strive to understand the choices. Purchasing a home without any experience is scary. Many studies have demonstrated that housing counseling and education for homeowners and potential home […]
Continue ReadingHow to Choose a Non-Profit Debt Management Company
Finding a good debt management solution becomes extremely important when your only alternatives are bankruptcy or continuing to miss payments and ruining your credit. If you’re in this position currently, there is a bright side to your cloudy financial sky: a non-profit debt management solution. This option involves enlisting the help of an organization that exists to […]
Continue ReadingA Little Preparation Helps When Trying To Get Out Of Debt
Debt is so easy to slip into and so very difficult to get out of. People can find themselves paying more and more of their monthly income to their creditors, leaving less for them and their families to live on. If they want to get out of debt, they need to start by doing some […]
Continue ReadingRemarkable Free Credit Counseling Services in Ohio
Ohio residents facing debt problems should consider free credit counseling as a solution! Few and fortunate are those residents in Ohio for whom unexcepted life events such as layoffs do not destroy their financial situation. Some Ohio residents live paycheck-to-paycheck, and if unemployed, will see their credit scores take heavy hits. There is free help provided […]
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