The process of homeownership is a complicated one. Searching for a home, choosing a home, deciding to buy it, and maintaining it can be very difficult. Many individuals strive to understand the choices. Purchasing a home without any experience is scary. Many studies have demonstrated that housing counseling and education for homeowners and potential home […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
How to Choose a Non-Profit Debt Management Company
Finding a good debt management solution becomes extremely important when your only alternatives are bankruptcy or continuing to miss payments and ruining your credit. If you’re in this position currently, there is a bright side to your cloudy financial sky: a non-profit debt management solution. This option involves enlisting the help of an organization that exists to […]
Continue ReadingA Little Preparation Helps When Trying To Get Out Of Debt
Debt is so easy to slip into and so very difficult to get out of. People can find themselves paying more and more of their monthly income to their creditors, leaving less for them and their families to live on. If they want to get out of debt, they need to start by doing some […]
Continue ReadingRemarkable Free Credit Counseling Services in Ohio
Ohio residents facing debt problems should consider free credit counseling as a solution! Few and fortunate are those residents in Ohio for whom unexcepted life events such as layoffs do not destroy their financial situation. Some Ohio residents live paycheck-to-paycheck, and if unemployed, will see their credit scores take heavy hits. There is free help provided […]
Continue ReadingSecured And Unsecured Debt
What are the differences between them? – Not all debt is the same! There are two main types of consumer debt: unsecured and secured. The type of debt can affect what happens in the case of default, bankruptcy, debt negotiation, and much more. Consumers who want to practice smart debt management should understand the type […]
Continue ReadingSolve Your Debt Problems With Consumer Credit Counseling
Consumer Credit Counseling Services can help protect your credit score by assisting in devising a plan that helps you pay it all back on time and avoid filing for bankruptcy. Staying on top of your monthly bills and properly managing your budget makes the difference between ruining your credit and building positive credit history. Finding […]
Continue ReadingCredit Counseling Is Available In California
Millions of Americans deal with debt every single day. The most common cause of debt is due to having too many credit cards, but it isn’t as easy as cutting up your credit cards or avoiding using them altogether. Many people use their credit cards because it is a quick and effortless way for them […]
Continue ReadingDo You Really Need to Hire a Tax Professional?
Tax preparation can vary from extremely difficult to extremely easy. For those who have a lot of deductions, using a professional tax service might be the best option. The more difficult the forms, the more sense it makes to hire someone to prepare the taxes. When a person has few or no deductions, the taxes […]
Continue ReadingThe Best Ways to Save Money on Textbooks
College can be very expensive especially when it comes to purchasing textbooks for your classes. If you’ve never purchased a textbook before it’s likely your jaw will hit the floor when you see the prices. It’s not uncommon for some math and science textbooks to run well over $175 per book. When you have to […]
Continue ReadingCredit Rating and Loan Applications
Credit rating is a subject grossly misconstrued by many consumers, and it’s largely due to the lack of education provided to young people regarding what credit is, how it’s used, and why it matters. It’s not a subject discussed in the average high school classroom, and many people miss the opportunity to teach their children […]
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