Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student loan debt is too much?”, and “How can I attend school and keep my credit clean?” There is no one-size-fits-all answer to these types of […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Do You Need Help Building Your Credit Rating?
An individual’s credit rating is an important factor that significantly contributes to their financial well being. Whether an individual is applying for a loan or a new job, their credit rating will be evaluated and could be used for making a final decision. Given the major impact that a credit score has on a person’s […]
Continue ReadingA Comprehensive Glossary of Debt Terminology
There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your finances back on track. We’ve decided to create a debt terminology glossary for you to take the guesswork out of managing your finances! Here is a […]
Continue ReadingThe Scary Truth about Teens and Money
Around this time of year, we usually do a blog post about “How to Save Money on Halloween Décor” or “Halloween Costumes on a Budget” and so on. We wanted to do something a little different this year. We’re going to take a closer look at teens and their money management skills because let’s be […]
Continue ReadingHow To Build A Strong Credit Score
Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score might make financial mistakes that cause them to learn the hard way. Whether a person is building their credit score for the first time or […]
Continue ReadingChoose a Non-Profit Debt Management Solution
If you’re in a situation where you’re about to be forced into bankruptcy, or you’re already missing payments that affect your credit, a debt management solution is perhaps the only option. Those in this sort of situation should consider a non-profit debt management solution. Organizations are out there that exist purely to help those who […]
Continue ReadingInsufficient funds: Decline the transaction or pay an overdraft fee?
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have enough money to make a purchase and therefore faces the dilemma of either spending more money than they have and paying a fee or not […]
Continue ReadingReasons Why Your Credit Score May Drop
Whether you need money to boost your business or meet your daily personal expenses, access to finance will play an important role in helping you get ahead. However, before you apply for financial assistance, you will need to establish whether you are eligible and if you qualify for the financing you need. Today, a good […]
Continue ReadingWhat you need to know before freezing your credit
Over 143 million Americans had their sensitive personal information exposed to hackers in the recent Equifax data breach. There’s a good chance that you or someone in your household may have been impacted by this historically huge data hack. The bad news: your information is probably already in the hands of hackers that can use […]
Continue ReadingNon-Profit Debt Relief versus For-Profit Debt Relief
There are many different programs available that are designed to help consumers better manage and pay off their debts. Most of these programs can be separated into two distinct categories – non-profit debt relief and for-profit debt relief. Although these programs often have similar features, there is one important aspect that sets them apart. Let’s […]
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