Collecting Social Security Benefits For Retirees – The age at which an individual should begin collecting Social Security depends on his or her unique circumstances. The longer an individual can delay collecting, the higher the monthly benefit amount will be. Ultimately, the total amount collected will probably be about the same. Those who start collecting […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
How To Save Money At A Farmers Market
Shopping at a farmers market is a great way to eat a healthier diet while also supporting your local farmers and agriculture. Unfortunately, the pricing of locally grown fresh produce can be slightly more expensive than what you would spend at a local grocery store and this often turns people off from shopping local. Shopping […]
Continue Reading6 Things You Need To Know About Interest Rates
Interest rates are an important factor to consider when buying expensive items with a line of credit, applying for a loan, or just using any credit card. In general, those with higher credit scores tend to qualify for a better interest rate than those with lower credit scores. The following are six things consumers should […]
Continue Reading10 Financial Lessons You Need To Know Before You Hit 40
Learning to manage money and make good financial decisions does not come naturally to many people. Young adults are often tempted to put off these lessons until some future date, assuming they have many years ahead to earn an income and actually prepare for the future. Most of us have made some financial missteps along […]
Continue ReadingEasy Ways To Save Money Without Even Thinking About It
If you think saving money is too hard or too time-consuming, then this post is for you. There are some great “no-brainer” ways to save money that are posted all over the Internet nowadays. We’re going to show you some easy ways to save money that you don’t even need to think about. You’ll learn […]
Continue ReadingHow To Live On A Budget: 6 Tips From The Great Depression
“Use it up, wear it out, make it do, or do without.” ― Boyd K. Packer The Great Depression era was a tragic period in history because of the devastating effects that it had on the economy, stock market, and banks. But what most people who lived through it remember the most about it is the shock […]
Continue ReadingThe Best Way To Handle Payday Loan Debt
More than 12 million Americans take out payday loans every year, and a significant number of these advances go into default. It is estimated that borrowers pay more than nine billion dollars in loan fees and are more susceptible to suffering the snowball effect when accepting the terms of a short-term loan such as a […]
Continue ReadingChildren’s Clothing Options That Are Budget Friendly
When it comes to buying clothes for children, this is an area that can become an expensive endeavor. It is also an area of a parent’s financial responsibilities that are affected by the age of the child for which they are buying these clothes. Obviously, the threads they buy for their teenager will tend to […]
Continue ReadingHow to Save Money for a Rainy Day
Saving money for a rainy day may seem impossible at times. Everything around us seems to be increasing in price, yet your pay probably remains stagnant. Everyone should attempt to put away money for an emergency, even if it’s only a little at a time. If you don’t already have one, then you probably often […]
Continue ReadingWorld Backup Day: 4 Ways To Protect Your Devices Against Hacks
March 31st is World Backup Day, the brainchild of a couple users on Reddit who, after losing their own information, wanted to raise awareness about the many ways data is playing an increasingly important role in our lives, and how critical it’s become to regularly backup and protect your digital information. “It’s not only a […]
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