Could you be a good candidate for free credit counseling? Ask yourself these questions: Do you feel like you need a break when you sit down to do your bills every month? After you have paid your monthly bills, do you avoid buying anything for two weeks, so you don’t overdraw your account? Do you […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Remarkable Ways To Cut College Tuition Costs
For many high school students, the next step after graduation is to head off to college, but paying for college can be an obstacle. With the cost of secondary education on the rise, you may want to examine some of the ways you can cut college tuition costs in order to achieve your higher education […]
Continue ReadingHow To Choose The Right Nonprofit Credit Counseling Agency
In these difficult economic times, it’s common for people to live from paycheck to paycheck. They worry about dealing with debt collectors constantly. A workable budget seems unreal to them, and money for retirement is out of the question. When people find themselves in such a situation, there is help available. It may be time […]
Continue ReadingHow Credit Counseling Can Help You Get A Mortgage
We get asked this question almost every day “Can you get a mortgage if you’ve done credit counseling and are on a Debt Management Program (DMP)?” The short and sweet answer is “YES”! There are a few things that you need to consider though. Consumer credit counseling can get individuals with poor credit scores on […]
Continue Reading7 Reasons To Get Rid Of Your Credit Cards
If credit card companies had it their way, consumers would charge any and every purchase they make every single day of their lives. Unfortunately, that would only be fun until it came time to pay the enormous bill. While it can be difficult to resist temptation from time to time, there are a few excellent […]
Continue ReadingReasons Why You Might Not Join A Debt Management Program
We’ve been in business for over 50 years now (since June 17th, 1968) so we’ve heard about a million reasons why someone doesn’t want to sign up for a Debt Management Program even though they seem super interested and excited about it. The list includes a few common reasons such as: Monthly payments with Debt […]
Continue ReadingAdvantage CCS Teams Up with CardRates.com to Talk About Free Consumer Credit Counseling
Our very own Heather Murray, Manager of Regulatory Compliance and Education, recently spoke with Ashley Dull who is the Editor-in-Chief at www.CardRates.com about our holistic approach to tackling credit card debt and what our free consumer credit counseling can do to help people who are struggling with unsecured debt such as credit cards and medical […]
Continue ReadingTop Money-Saving Tips When Your Income Is Inconsistent
Saving money is understandably a top financial goal, but it also may be a goal that you struggle with regularly. While saving money is a challenge for many people, your income structure may make this task even more difficult for you. When you read through common money-saving tips, you inevitably find tips that say to […]
Continue ReadingHow To Deal With Negative Credit Report Information
Receiving a negative credit report can be devastating. A good credit score is essential for so many of the financial needs one has in life. A low score can affect the interest rates a person gets when taking out a loan, particularly for a house or car, it can raise insurance rates, and it can […]
Continue Reading7 Helpful Lessons Learned From A Lemonade Stand
Just about every person in the country either owned a little lemonade stand with their friends when they were a kid or they knew someone else who owned one. What those people didn’t know was that they were learning valuable financial lessons that would help them later on in life and business. The following are […]
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