There can come a point where credit card debt can build up to levels that become overwhelming and too much for people to deal with. Maybe they’re already getting collection calls or getting mail that has bad news of what could happen if they don’t start paying up. When this starts happening, there are usually […]
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20 Effective Ways To Save Money In College
Attending college may offer you some of the best years of your life, especially if you intend to live on campus. Tuition and cost of living, however, is not precisely economical, regardless of your major or your choice of university. Have you ever heard anyone say “I’m as broke as a college student”? There’s a […]
Continue ReadingThe Best Reasons For Investing in Solar Panels
Solar power is quickly becoming one of the most popular forms of renewable energy. Many people turn to solar power for their homes so that they are able to reduce their carbon footprint as well as their utility bills. While installing solar panels will typically require an initial investment, they will eventually pay for themselves […]
Continue ReadingWhat You Need To Know About The Equifax Data Breach Settlement
With 147 million consumers impacted, the scale of the 2017 Equifax data breach is the largest in cybersecurity history. From full names and dates of birth to driver’s license numbers and social security numbers, the data breach enabled hackers to gain access to a plethora of information about some 56 percent of all American consumers. […]
Continue ReadingLearn Budgeting Basics For Successful Money Management
Learning the skills of money management can help individuals in so many areas of life. For example, when people want to save up money to purchase their first homes or to return to school, they can harness the power of budgeting. Having a budget also helps individuals to manage their income on a daily basis. […]
Continue Reading12 Ways To Shop Smarter This Year
Money is one of the things people worry about the most. On a regular basis, families and individuals make schedule adjustments due to job obligations and choose cars and houses based primarily on their budget. Finances affect every part of life, so exercising prudence and discipline when you shop is crucial for most people. Whether […]
Continue ReadingHow To Deal With Aggressive Debt Collectors
Did your phone just ring again for the 50th time today? Are you wondering if it’s another debt collector? Dealing with aggressive debt collectors can be scary and time-consuming. Here are some tips on how you can deal with antagonistic or overbearing debt collectors who affect your life negatively. Talk to Them About Your Debt […]
Continue ReadingHow To Find Out What Is On Your Credit Card Statement
Credit card statements can be confusing. There are minimum payments, statement balances, and interest rates that show up on a monthly bill, among other things. The banks mail some statements to their customers. They deliver others digitally if the cardholder has opted in to receive electronic statements. There are due dates to worry about and […]
Continue ReadingWhat Should You Teach Kids About Money?
When it comes to teaching your kids about money, think of it as teaching them survival skills. If you do not teach them about money–budgeting, saving, spending, and credit–it will be left to trial and error, which could prove costly and time-consuming. Since only about 15% of young people learn personal money management in school, […]
Continue ReadingMoney Management Advice For The Whole Family
A common complaint among consumers today is the lack of funds. Regardless of how much money a household might earn, there never seems to be enough of it. Making do with an average income is the goal of any household budget. In fact, the entire family should get involved in their financial management. Explore how […]
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