If nothing else, the current Coronavirus pandemic has made it crystal clear that personal or business travel plans are always at risk. Things happen in life that no one has any control over. One area where this is causing problems for people all over the world is as it relates to cruises, air travel, and […]
Continue ReadingAuthor: Lauralynn
How To Handle Unexpected Expenses With No Credit
Unexpected expenses come in different forms – the emergency vet bill when your beloved dog swallows a screw, an impromptu get-together with the old high school gang out of town, a subscription charge after forgetting to unsubscribe from the free trial service you were trying out. In many cases, a line of credit is ready […]
Continue ReadingHow To Spring Clean Your Finances
The spring season is almost upon us, which means it will be time for some spring cleaning. However, while many will focus on cleaning their homes, you should be really focusing on your finances. There are many things that you will have to do to maintain your cash flow and other financial related responsibilities. Spring […]
Continue ReadingAre Debt Consolidation Services Right For You?
Many people have found themselves in tremendous debt with no idea how to get out of it. Some lost control of their spending on clothes, entertainment, or other frivolous things, and others had to use credit cards because they had no other funds for emergencies like a car breaking down or a leaking roof. No […]
Continue Reading7 Things You Should Know About Personal Loans
In today’s world of instant gratification and technology, people often turn to Internet loans to take care of an emergency when savings funds are not available. There are different sites that provide “instant” Internet loans that can provide money by the next business day. Some instant loans may require sensitive financial documentation from the borrower. […]
Continue ReadingHow To Handle That Old Debt
Dealing with old debt is a nuisance for most people who’ve likely moved on with their lives or even forgotten about the debt completely. But, as they say, old things come back to haunt us. You’ll find a bit of relief, however, because it’s much easier to handle older debts than new. With the right […]
Continue ReadingSuper Ideas For A Budget-Friendly Valentine’s Day
Valentine’s Day while budgeting doesn’t have to be tricky and unfulfilling. The day is truly for showing love to loved ones, and money doesn’t have to be a major factor in showing affection. Most people go all out, spending far more money than expected, leaving them with a bit of remorse for overspending. Planning and […]
Continue ReadingHidden Fees Can Derail Your Debt Management
Debt management and debt reduction efforts can be difficult for many people. You may find it challenging to pay your bills on time and reducing debt balances can be even more difficult. If you have researched debt reduction strategies in the past, you have found that paying more than the minimum monthly payment required can […]
Continue ReadingHome Equity – What Is It and What Can You Do With It?
The majority of homeowners do not own their homes. They do not have the amount of capital required to buy their homes in cash, and they, therefore, seek mortgages from certified mortgage lenders. They are co-owners with the lenders for as long as the mortgage is outstanding and not paid-in-full. Home equity is the difference […]
Continue Reading5 Student Loan Forgiveness Scams To Watch Out For
Student loan debt is a serious problem facing many Americans today, and it cannot be resolved overnight. Graduating from college is a laudable action, and many young people feel a great sense of accomplishment and motivation as they walk across the stage and enter the world of full-time work. However, not too long after […]
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