With the Coronavirus pandemic wreaking havoc on the US business community and elected leaders requiring some businesses to close, credit cards are being used by consumers and business owners as one of several financial buffers to get through these tough times. Unfortunately, this has created a dilemma for anyone facing credit card debt, or those […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
What Does Your Credit Score Mean
A credit score is one of the most important numbers that any person ever deals with. This seemingly simple three-digit number tells potential lenders so much about the kind of history that a person has had with their credit in the past. In other words, this score details the actions or inaction that a person […]
Continue ReadingHow To Make Your Own Financial Recovery Plan
Financial setbacks can strike out of nowhere. Whether it’s due to a challenging economy, bills related to an expensive repair, or the loss of a job, it’s essential to understand how to make a financial recovery plan. Understanding more about the financial problem, setting financial goals, and receiving consumer credit counseling can help create a […]
Continue ReadingThe True Savings When You Switch Service Providers
Cell phone service providers are in business to make money. The average monthly bill for a cell phone is approximately $150-$175 or even more if you have a family plan. For most people, this is one of the most expensive items in their budget besides their rent or mortgage and car payment. Most service providers […]
Continue ReadingShould You Pay Off Debt In Collection?
Are you struggling to pay your bills and getting notices from debt collection agencies? Have some of those collection notices turned into intrusive and aggressive phone calls demanding payment? If the answer is yes to any of those questions, you are part of a growing segment of the population with financial problems that sometimes seem […]
Continue ReadingMother’s Day Gift Ideas For Anyone On A Budget
There are some great inexpensive gifts that moms out there will appreciate come Mother’s Day. In this blog post, we’ll show you some amazing ideas that really should be considered. Not only will each of these ideas be thoroughly enjoyed by moms everywhere, but they also do not cost a lot of money for those […]
Continue ReadingWhat Is Credit Card Deferment And How Can You Get It?
Many people are wondering what to do about their credit card bills now that they are out of work because of the Coronavirus pandemic. There’s some good news! If you find yourself in a situation where you are unable to meet your financial obligations, consider applying for a credit card deferment. Most card issuers are […]
Continue ReadingA How To Guide For Surviving Unemployment
Since the coronavirus pandemic began nationwide, the jobless rates started to increase rapidly. Now, the national average unemployment rate jumped up to 4.4% in March. A record 22 million people filed for the program in just four weeks. People are either getting laid off or furloughed. Also, it’s predicted that over 47 MILLION people could […]
Continue Reading7 Financial Steps To Make If You Are Suddenly Out Of A Job
The COVID-19 pandemic has had severe global health and adverse economic effects. If you’ve suddenly found yourself without a job due to your company’s rapid closure or your small business going under, there are actions you can take to protect your finances and gain some financial stability. Losing a job can be an extremely traumatic […]
Continue ReadingHow To Discuss A Temporary Financial Hardship With Your Creditors
Modern financial markets are constantly on the move. The recent spread of the Coronavirus or COVID-19 has sent global stock markets into a significant phase of volatility, with the benchmark Dow Jones Industrial Average seemingly up or down by 2000 points daily. Not only is the virus affecting long-term stock investors, but it is also […]
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