It’s not a secret that a lot of Americans are struggling right now with handling their debt. The pandemic and economic meltdown have hit some people hard. More people than ever before are out of work or closing down their small businesses. Times are undoubtedly tough right now, but free online credit counseling can help! […]
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How To Budget For A New Baby
Having a baby is one of the most joyous and exciting events that could ever happen to you! It’s also a little financially scary, and maybe even an emotionally scary time in your life. Babies cost a lot of money and everyone knows that. They have many needs that must be met. Did you know that […]
Continue ReadingHow To Use Credit Wisely During An Emergency
Credit cards are widely misunderstood financial tools. To some, they’re a source of unlimited funds that later turn out to be problematic when the bills are due. To others, though, they’re forbidden objects that must never be touched, stopping these fearful individuals from building credit or making necessary purchases. In truth, a credit card is […]
Continue ReadingHow To Build Up Savings During A Pandemic
As a consumer, you need to try to build your nest egg of wealth at all times, no matter what’s going on in the outside world. A global pandemic, such as the coronavirus, can make the task challenging. However, there are some ways that you can make your money grow, even in uncertain times such […]
Continue ReadingHow To Know If A Reverse Mortgage Is Right For You
A reverse mortgage is a loan. Unlike forward mortgages, which are used in buying a home, you don’t need to make any loan payments when it comes to the reverse mortgage. The loan becomes due if a borrower dies, sells their home, or moves permanently. The government requires lenders to structure a transaction, so the […]
Continue ReadingThe Best Secret Weapon For Getting Out Of Debt
People will go into debt for different reasons, such as paying for college, buying expensive cars, unforeseen medical issues, divorce, and purchasing a house. However, it can be challenging to get out of debt if you don’t know how to address the situation or overcome it. Because of this, we want to share a “secret […]
Continue ReadingHow To Pay For College Expenses During A Pandemic
While the entire nation struggles to deal with the economic fallout of COVID-19, many students are already worried about paying for their yearly college expenses. Between job losses and the extra cost of online classes, it’s important to have a plan in place to cover this semester’s additional costs. Apply For Financial Aid – Students […]
Continue ReadingWhat To Do About The Now Expired Unemployment Bonus
After almost seven months of causing economic and physical devastation, it doesn’t look like the COVID-19 pandemic is anywhere near done hurting America and its citizens. For some people, the devastation has led to financial problems that will take them years from which to recover. The now expired unemployment bonus is going to hurt even […]
Continue ReadingWhat Can You Do About The National Coin Shortage?
There have been signs popping up at various stores across the U.S., asking for customers to help the owners of the store by providing the correct change or using debit and credit cards. When questioned about what has been described as a national coin shortage, businesses and banks have both been looking at ways to […]
Continue ReadingHow To Save For Retirement When Trying To Pay Off Debt
It can be tough to think about your future or retirement when you’re struggling with debt. It’s challenging to save up enough money to last throughout all of your retirement, but doing so with debt poses even more issues. Because of this, many people struggle with saving money while they pay off their debt. For […]
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