People will go into debt for different reasons, such as paying for college, buying expensive cars, unforeseen medical issues, divorce, and purchasing a house. However, it can be challenging to get out of debt if you don’t know how to address the situation or overcome it. Because of this, we want to share a “secret […]
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How To Pay For College Expenses During A Pandemic
While the entire nation struggles to deal with the economic fallout of COVID-19, many students are already worried about paying for their yearly college expenses. Between job losses and the extra cost of online classes, it’s important to have a plan in place to cover this semester’s additional costs. Apply For Financial Aid – Students […]
Continue ReadingWhat To Do About The Now Expired Unemployment Bonus
After almost seven months of causing economic and physical devastation, it doesn’t look like the COVID-19 pandemic is anywhere near done hurting America and its citizens. For some people, the devastation has led to financial problems that will take them years from which to recover. The now expired unemployment bonus is going to hurt even […]
Continue ReadingWhat Can You Do About The National Coin Shortage?
There have been signs popping up at various stores across the U.S., asking for customers to help the owners of the store by providing the correct change or using debit and credit cards. When questioned about what has been described as a national coin shortage, businesses and banks have both been looking at ways to […]
Continue ReadingHow To Save For Retirement When Trying To Pay Off Debt
It can be tough to think about your future or retirement when you’re struggling with debt. It’s challenging to save up enough money to last throughout all of your retirement, but doing so with debt poses even more issues. Because of this, many people struggle with saving money while they pay off their debt. For […]
Continue ReadingWhat Happens When Your Credit Card Deferment Has Ended?
With the Coronavirus pandemic wreaking havoc on the US business community and elected leaders requiring some businesses to close, credit cards are being used by consumers and business owners as one of several financial buffers to get through these tough times. Unfortunately, this has created a dilemma for anyone facing credit card debt, or those […]
Continue ReadingWhat Does Your Credit Score Mean
A credit score is one of the most important numbers that any person ever deals with. This seemingly simple three-digit number tells potential lenders so much about the kind of history that a person has had with their credit in the past. In other words, this score details the actions or inaction that a person […]
Continue ReadingHow To Make Your Own Financial Recovery Plan
Financial setbacks can strike out of nowhere. Whether it’s due to a challenging economy, bills related to an expensive repair, or the loss of a job, it’s essential to understand how to make a financial recovery plan. Understanding more about the financial problem, setting financial goals, and receiving consumer credit counseling can help create a […]
Continue ReadingThe True Savings When You Switch Service Providers
Cell phone service providers are in business to make money. The average monthly bill for a cell phone is approximately $150-$175 or even more if you have a family plan. For most people, this is one of the most expensive items in their budget besides their rent or mortgage and car payment. Most service providers […]
Continue ReadingShould You Pay Off Debt In Collection?
Are you struggling to pay your bills and getting notices from debt collection agencies? Have some of those collection notices turned into intrusive and aggressive phone calls demanding payment? If the answer is yes to any of those questions, you are part of a growing segment of the population with financial problems that sometimes seem […]
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