Making the choice to declare bankruptcy is not a decision people should take lightly. For some people, bankruptcy may be the only choice. A certified credit counselor and a bankruptcy attorney can help you find out what your options are and help you decide. Filing bankruptcy could save you from losing your home, your car, […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
The Ultimate Beginner’s Guide To Budgeting And Saving
Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]
Continue ReadingHow Stress-Shopping Might Be Hurting Your Wallet
On more than one occasion, you may find yourself overwhelmed by thoughts about a certain aspect of your life. This is generally referred to as stress. People respond differently to these stressful situations. Others opt to enjoy an outdoor activity like hiking, swimming, or something that engages them to be full, making them loosen up […]
Continue ReadingClever Ideas For What To Do With Your 2021 Tax Refund
Will 2021 be the year you save your tax refund for an emergency, or will you spend every last penny like the majority of Americans do? The Internal Revenue Service will let you directly deposit your refund money into three different types of accounts. You can have part of the refund sent to your checking […]
Continue ReadingThe Pros And Cons Of Having A Joint Bank Account
It is common and natural to have a joint bank account with your partner. Although this might signify trust in your relationship and partner, it’s important to understand all aspects. Ensure the decision you have made is right for you and your partner. Even if this sounds and looks great, it’s essential to narrow down […]
Continue ReadingOutdated Financial Advice You Don’t Want To Follow Anymore
It is effortless to find a wide range of financial advice online today. However, when you start looking at these suggestions and tips, you will quickly see that many are outdated and no longer apply or make sense. In some cases, the outdated financial advice that you shouldn’t follow is seemingly harmless, but it could […]
Continue ReadingHow To Use That Stimulus Money Sensibly
The third round of stimulus checks might be on the way very soon. There’s talk of a $1.9 TRILLION Covid-19 Relief Bill that President Biden and the Democrats are trying to get passed in Congress this week. The “Coronavirus Aid, Relief, and Economic Security Act” or the “CARES Act” provided relief back in April of […]
Continue ReadingMoney Milestones You Need To Hit Before 30
Managing money is a skill that takes practice. When a person is in his or her 20’s, careers are just getting off the ground. Spending that hard-earned cash seems to be their new goal. Although a few indulgences are understandable, consider a few objectives that should be part of those long-term plans. Explore these top […]
Continue ReadingHow To Cancel The Subscriptions You Don’t Use
Did you know that the average number of monthly subscriptions a person has is 3 or more? Many new start-ups have launched these businesses in a wide range of categories, including alcohol, baby items, contact lenses, cosmetics, feminine products, meal kits, pet food, razors, underwear, women’s and men’s apparel, video games, and vitamins to name […]
Continue ReadingA Budget Will Prepare You For The New Year
No doubt 2020 brought some hardship on everybody, but especially on those who may have been living paycheck to paycheck leading up to it. Some may have always been prepared for events like flooding and hurricanes, but an event like COVID-19 has proven to be something you really can’t fully prepare for given how completely […]
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