It is effortless to find a wide range of financial advice online today. However, when you start looking at these suggestions and tips, you will quickly see that many are outdated and no longer apply or make sense. In some cases, the outdated financial advice that you shouldn’t follow is seemingly harmless, but it could […]
Continue ReadingAuthor: Lauralynn
How To Use That Stimulus Money Sensibly
The third round of stimulus checks might be on the way very soon. There’s talk of a $1.9 TRILLION Covid-19 Relief Bill that President Biden and the Democrats are trying to get passed in Congress this week. The “Coronavirus Aid, Relief, and Economic Security Act” or the “CARES Act” provided relief back in April of […]
Continue ReadingMoney Milestones You Need To Hit Before 30
Managing money is a skill that takes practice. When a person is in his or her 20’s, careers are just getting off the ground. Spending that hard-earned cash seems to be their new goal. Although a few indulgences are understandable, consider a few objectives that should be part of those long-term plans. Explore these top […]
Continue ReadingHow To Cancel The Subscriptions You Don’t Use
Did you know that the average number of monthly subscriptions a person has is 3 or more? Many new start-ups have launched these businesses in a wide range of categories, including alcohol, baby items, contact lenses, cosmetics, feminine products, meal kits, pet food, razors, underwear, women’s and men’s apparel, video games, and vitamins to name […]
Continue ReadingA Budget Will Prepare You For The New Year
No doubt 2020 brought some hardship on everybody, but especially on those who may have been living paycheck to paycheck leading up to it. Some may have always been prepared for events like flooding and hurricanes, but an event like COVID-19 has proven to be something you really can’t fully prepare for given how completely […]
Continue ReadingReasons Why Debt Management Is Better Than Debt Consolidation
Debt management and debt consolidation are probably at the top of the debt relief options that most people consider. However, choosing between the two is quite a dilemma for many people because they tend to think the two are similar. Nothing could be further from the truth. The only common thing between them is that […]
Continue Reading10 Smart Ways To Improve Your Credit Rating
If you need to get your credit rating improved, you’re not alone. Millions of people want to see their credit scores go up in order to have lower interest fees and more favorable opportunities for loans. There are plenty of simple ways to get your rating up, but it will take some time. 1. Pay […]
Continue ReadingWhy You Should Calculate Your Net Worth
Knowing one’s net worth is essential to assessing and comparing past, present, and future personal financial positions. It requires an individual to calculate the value based on assets minus liabilities. This equation is much more complicated for a business that employs thousands of people and earns billions of dollars. For an individual, even with modest […]
Continue ReadingWhy You Should Open A High-Interest Savings Account
In the 21st century, there are multiple ways of saving money for the future. Each financial product has its own advantages and disadvantages. One product that should be a consideration in most people’s lives is the high-interest savings account. Discover why these accounts are super valuable for a secure financial future. Encouraging Consistent Savings – […]
Continue ReadingHow To Start Your Year-End Financial Planning Now
The end of a year brings a lot of good things with it. The holiday season is a time for warmth, sharing, and joy. However, the end of the year also brings the need to begin your year-end financial planning. With December fast approaching, it’s time for you to start thinking about taxes, new as […]
Continue Reading