Author: Lauralynn

Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.

The Truth About Divorce And Your Debt Responsibility

Divorce can be one of the most mentally and financially distressing events in a person’s life. Strategic debt management and credit counseling options can help alleviate the financial downside of divorce. If you are one of the millions of Americans who has just filed for divorce, you are likely facing emotional suffering. However, you might […]

Continue Reading

What Is A Good Credit Score And Why Does It Matter?

A credit score is a numerical value between 300-850 that someone is assigned to show a potential lender how likely one is to honor their debts. The higher the credit score is, the more trustworthy they appear to the lender. This is also called Creditworthiness in the lending industry. But what is a good credit […]

Continue Reading

What Are The Pros And Cons Of Filing Bankruptcy?

Making the choice to declare bankruptcy is not a decision people should take lightly. For some people, bankruptcy may be the only choice. A certified credit counselor and a bankruptcy attorney can help you find out what your options are and help you decide. Filing bankruptcy could save you from losing your home, your car, […]

Continue Reading

The Ultimate Beginner’s Guide To Budgeting And Saving

Most people encounter financial challenges at some point in life; some challenges are more easily resolved than others are. When a person’s primary goals are saving money, budgeting to help make ends meet, and to avoid a financial crisis, there are several helpful tips to keep in mind. How to create a basic budget plan […]

Continue Reading

How Stress-Shopping Might Be Hurting Your Wallet

On more than one occasion, you may find yourself overwhelmed by thoughts about a certain aspect of your life. This is generally referred to as stress. People respond differently to these stressful situations. Others opt to enjoy an outdoor activity like hiking, swimming, or something that engages them to be full, making them loosen up […]

Continue Reading

Clever Ideas For What To Do With Your 2021 Tax Refund

Will 2021 be the year you save your tax refund for an emergency, or will you spend every last penny like the majority of Americans do? The Internal Revenue Service will let you directly deposit your refund money into three different types of accounts. You can have part of the refund sent to your checking […]

Continue Reading

Outdated Financial Advice You Don’t Want To Follow Anymore

It is effortless to find a wide range of financial advice online today. However, when you start looking at these suggestions and tips, you will quickly see that many are outdated and no longer apply or make sense. In some cases, the outdated financial advice that you shouldn’t follow is seemingly harmless, but it could […]

Continue Reading