As the year wraps up (pun intended), we can look ahead to next year and wonder what our finances might look like in 2022. It’s no secret that inflation is taking off right now, and prices are climbing higher and higher for our everyday needs. So, how does a person reduce their monthly expenses when […]
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How Much Should You Contribute To Your 401(k) Plan In 2022
The amount of money that you put into your retirement fund now will have a big impact on what you can afford to live on when you retire. How much should you contribute to your 401 (k) in 2022? It is a question that many people are asking. The answer is different for every person […]
Continue ReadingLearn How To Set Financial Goals For 2022 And Reach Them
Financial goals are an essential part of anyone’s ongoing financial plans, but they can be challenging to set. When one sets financial targets, it’s important to make sure that they are S.M.A.R.T. Goals. We’ll talk more about this later on. This blog post will cover some steps to help you establish your financial goals and […]
Continue ReadingCap Those Gas Prices: How To Save Money At The Gas Pump
With the current trends of geopolitical unrest and increasing gas prices, it’s important to take control of your wallet. Oil prices are no one’s friend, and it seems that the only thing that fluctuates more than the price at the pump is how much we’re paying for a gallon. It’s essential to learn how to […]
Continue Reading2021 Veterans Day Free Meals and Storewide Deals
This Veterans Day, there are many businesses that are saluting our military service members with discounts and freebies. We have gathered a list of the best Veterans Day discounts nationwide and other savings to salute our troops and celebrate their service. We’d like to thank each and every one of you from the bottom of […]
Continue Reading5 Nonconventional Ways Credit Counseling Can Help You
Nonprofit credit counseling can be a form of debt help that many people don’t even think to try. If you are struggling with unmanageable unsecured debt, then credit counseling might be the answer for you. This blog post will discuss five different ways credit counseling can offer assistance in your financial situation. 1) Credit counseling […]
Continue ReadingAvoid Filing For Bankruptcy With These Helpful Alternatives
The economy is tough right now. Unemployment rates are high, and the cost of living continues to rise. With these economic factors in mind, many people are worried about their finances. When you cannot make ends meet day after day, it can be frustrating to have no control over your financial future. This may mean […]
Continue ReadingFantastic Tips On How To Stop Living Paycheck To Paycheck
More than ever, individuals and families are experiencing economic hardship. Not only is this due to the Covid-19 pandemic but also the loss of federal assistance programs. Approximately 54% of all Americans are living paycheck to paycheck. Some feel there is no way to stop this endless cycle. However, making several smart changes helps families […]
Continue ReadingAdvance Child Tax Credit Payments: What Are They & How To Get Them
History of Child Tax Credit The child tax credit (CTC) was created in 1997. The CTC is essentially a federal grant program. It is estimated that more than 30 million households are eligible for the CTC that requires annual distributions of funds. The IRS is the only agency equipped to handle such a huge continuing […]
Continue ReadingThe Best Advice For Debt Management Program Dos And Don’ts
It’s easy to fall behind on credit card debt. Interest rates and late payment fees can keep one in a cycle of debt that feels like running on a treadmill with no end in sight. As a result, many people turn to a non-profit credit counseling service to get on a Debt Management Program (DMP). […]
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