Everybody has a hobby, which are things people love doing during their spare time for fulfillment. While most people don’t practice their hobbies to make money, some can be converted to a steady source of income, either as the primary income earner or as a side hustle. Some of these hobbies include: Music – This […]
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How To Track Expenses In 3 Easy Steps And Never Fail At Budgeting Again
You might think budgeting is a straightforward process, but it’s pretty difficult for many people. Keeping track of expenses can be challenging if you have irregular income or don’t usually have access to the same type of money at the same time each month. Some people find it challenging to track their spending because they […]
Continue ReadingIs There Really Such a Thing as Good Debt vs. Bad Debt?
If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]
Continue ReadingWhat Is The Pennsylvania Homeowner Assistance Fund And How Can It Help You?
The Pennsylvania Homeowner Assistance Fund (PAHAF) is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the pandemic that began after January 21, 2020 (including a hardship that started before that date and continued after that date). The program provides financial assistance to homeowners […]
Continue ReadingFun Summer Activities On A Budget For The Whole Family
When the weather starts to heat up, and more people head outside, that’s when budgets start to go downhill. While all family members look forward to summer, parents and children typically have different viewpoints on what constitutes as a “fun” summer activity. Of course, when the cost is a factor, trips to the super expensive […]
Continue ReadingThe Great Debate: Renting An Apartment Versus Buying A Home
The never ending debate over whether it’s best to rent or buy a property has been on-going for decades and seems to never lose any steam. Everyone has an opinion and even the experts can’t hold back their two cents, but no one can give a definitive answer as to which is best. Each option […]
Continue ReadingHow Does The Public Service Loan Forgiveness Program Work?
The Public Service Loan Forgiveness Program has already forgiven around $6.8 billion in student debt. Loan consumption comes in different measures. For example, one can use a federal Stafford Loan to pay for college tuition or private student loans to help with rehabilitation or specific career training. However, many students choose to borrow from the […]
Continue Reading10 Must-Do Things After You Finally Become Debt Free
Financial management is an issue that affects everyone, and it’s the job of every individual to make sure that they are doing what they can to get on top of it. Being debt free is a goal that many people work hard to achieve, and when they do – the feeling can be absolutely incredible. […]
Continue Reading7 Super Easy Budget-Friendly Options Besides Cable TV
Inflation is at a 40-year high, and rates have been climbing throughout the month. Many Americans are cutting the cord to cut back on their monthly expenses. The average bundled cable bill in the US is now well above $175 each month when you factor in all the fees. Therefore, cutting cable could remove about […]
Continue ReadingWhere Can I Find Free HUD Approved Foreclosure Prevention Counseling?
Owning a home can be a gratifying experience in the life of many people. While homeownership can be an emotionally rewarding experience for an individual or family, it can sometimes be difficult to manage some of the financial matters associated with owning a home. These difficulties may lead to a foreclosure. We’re going to explain […]
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