If you have a mortgage, you may have heard about a way to have a mortgage loan that requires no payment. This may sound surreal, but it is known as a reverse mortgage. As opposed to the traditional mortgage loan that is repaid over time, the reverse mortgage is designed for the homeowner to receive […]
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How To Fight & Win Against A Home Foreclosure
Today people have been increasingly struggling to keep up with their mortgage payments. Even if you’re not one of them, you may know someone facing a home foreclosure. With almost every state declaring a foreclosure crisis, knowing how to fight and win against home foreclosure is essential. Foreclosure is not something that happens overnight. Many […]
Continue ReadingHow Online Bill Pay Can Save You Time and Money
In the past, the best way to pay bills was by receiving a bill in the mail and sending them a check for payment. This all changed with the development of online bill payment. Having the payments paid online provides many benefits such as saving a lot of time and money due to the convenience […]
Continue Reading5 Big Mistakes To Avoid As A First-Time Home Buyer
Every year, millions of Americans buy a house for the first time. This is called being a “First-Time Home Buyer” and it can be a very exciting time in your life. Your family can enjoy the new space together on many occasions. The problem with this concept, though, is that there are hundreds of mistakes […]
Continue Reading15 Fun Hobbies That Can Make You Money In Your Free Time
Everybody has a hobby, which are things people love doing during their spare time for fulfillment. While most people don’t practice their hobbies to make money, some can be converted to a steady source of income, either as the primary income earner or as a side hustle. Some of these hobbies include: Music – This […]
Continue ReadingHow To Track Expenses In 3 Easy Steps And Never Fail At Budgeting Again
You might think budgeting is a straightforward process, but it’s pretty difficult for many people. Keeping track of expenses can be challenging if you have irregular income or don’t usually have access to the same type of money at the same time each month. Some people find it challenging to track their spending because they […]
Continue ReadingIs There Really Such a Thing as Good Debt vs. Bad Debt?
If you have ever wondered if “good” debt is real, then you do not need to keep wondering because it most certainly is. Besides debt being considered a bad thing, there are quite a few circumstances where it is a good thing. Below, we’ll go over good debt and bad debt and explain how good […]
Continue ReadingWhat Is The Pennsylvania Homeowner Assistance Fund And How Can It Help You?
The Pennsylvania Homeowner Assistance Fund (PAHAF) is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the pandemic that began after January 21, 2020 (including a hardship that started before that date and continued after that date). The program provides financial assistance to homeowners […]
Continue ReadingFun Summer Activities On A Budget For The Whole Family
When the weather starts to heat up, and more people head outside, that’s when budgets start to go downhill. While all family members look forward to summer, parents and children typically have different viewpoints on what constitutes as a “fun” summer activity. Of course, when the cost is a factor, trips to the super expensive […]
Continue ReadingThe Great Debate: Renting An Apartment Versus Buying A Home
The never ending debate over whether it’s best to rent or buy a property has been on-going for decades and seems to never lose any steam. Everyone has an opinion and even the experts can’t hold back their two cents, but no one can give a definitive answer as to which is best. Each option […]
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