In most cases, family members are not directly responsible for paying off a deceased relative’s debts. Debt typically does not transfer to relatives unless they were co-signers, joint account holders, or otherwise legally obligated. Instead, debts are usually paid from the deceased person’s estate. Dealing with the loss of a loved one is already a […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
Celebrating Our COA Accreditation: A Milestone Of Excellence In Credit Counseling
We are thrilled to announce that AdvantageCCS has officially received accreditation from the Council on Accreditation (COA)! This is a significant achievement that highlights our commitment to excellence, integrity, and providing the highest quality counseling services. Earning COA accreditation is no small feat—it requires months of preparation, rigorous self-assessment, and a comprehensive review process. Achieving […]
Continue ReadingThe Best Budget-Friendly Ways To Celebrate Valentine’s Day
It’s almost February, and Valentine’s Day is right around the corner. Love is in the air! However, you don’t need to break the bank to celebrate this special day with your significant other. In fact, this year, why not focus on creating meaningful memories without the hefty price tag? At AdvantageCCS, we understand the importance […]
Continue ReadingAdvantageCCS Recognized As One Of The Best Credit Counseling Services
At Advantage Credit Counseling Service (AdvantageCCS), we have dedicated over 50 years to helping individuals and families take control of their finances, reduce debt, and achieve lasting financial stability. Today, we are very excited to share some incredible news: we’ve been recognized by TopConsumerReviews.com as one of the Best Credit Counseling Services for 2025! What […]
Continue ReadingEmbracing AI Powered Financial Tools: A New Era In Personal Finance
As we step into 2025, the integration of artificial intelligence (AI) into personal finance has become a transformative trend, reshaping how individuals manage their money. AI-driven financial tools are now more accessible than ever, offering personalized assistance to a broader audience, including those who previously found financial advisory services out of their reach. These innovations […]
Continue ReadingSmart Ways To Use Your Tax Refund: Pay Down Debt And Build Savings
The start of the year signals the beginning of tax season—a time when many Americans anticipate their tax refunds. While it can be tempting to splurge on something fun, using your refund wisely can bring lasting financial benefits. Whether your goal is to reduce debt, build savings, or invest in your future, your refund is […]
Continue ReadingNew Year, New Financial You: Kickstart 2025 With Smart Money Moves
The start of a new year is the perfect time to reflect on your financial habits and set goals for the months ahead. Whether you’re striving to pay down debt, build savings, or simply make more mindful spending choices, January offers a fresh slate to realign your financial priorities. Here are practical steps to help […]
Continue ReadingThe Impact Of Buy Now Pay Later Services On Holiday Spending And Debt
As the holiday season quickly approaches, the allure of Buy Now, Pay Later (BNPL) services can be hard to resist. These services, offered by companies like Afterpay, Klarna, and Affirm, allow shoppers to spread out payments over several weeks or months without immediate financial strain. However, while they may seem like a convenient solution for […]
Continue Reading7 Reasons Why Winter Can Be A Budget-Breaker
Winter is a magical time of year, but it can also wreak havoc on your finances. From heating costs to holiday expenses, many factors contribute to the seasonal strain on your budget. Here are some common reasons winter can be a budget-breaker, along with tips to help you stay financially healthy through the colder months. […]
Continue ReadingHow To Save Maximum Money This Holiday Season
The holiday season is a time for joy, togetherness, and, unfortunately, oftentimes overspending. However, with a bit of creativity, you can enjoy the festivities without compromising your financial health. Here are some innovative strategies to keep your holiday spending under control this season. The “Gifting Swap” Party How it works: Invite friends or family over […]
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