As the holiday season quickly approaches, the allure of Buy Now, Pay Later (BNPL) services can be hard to resist. These services, offered by companies like Afterpay, Klarna, and Affirm, allow shoppers to spread out payments over several weeks or months without immediate financial strain. However, while they may seem like a convenient solution for […]
Continue ReadingAuthor: Lauralynn
Lauralynn is the Online Marketing Specialist for AdvantageCCS. She is married and has two young daughters. She enjoys writing, reading, hiking, cooking, video games, sewing, and gardening. Lauralynn has a degree in Multimedia Technologies from Pittsburgh Technical College.
7 Reasons Why Winter Can Be A Budget-Breaker
Winter is a magical time of year, but it can also wreak havoc on your finances. From heating costs to holiday expenses, many factors contribute to the seasonal strain on your budget. Here are some common reasons winter can be a budget-breaker, along with tips to help you stay financially healthy through the colder months. […]
Continue ReadingHow To Save Maximum Money This Holiday Season
The holiday season is a time for joy, togetherness, and, unfortunately, oftentimes overspending. However, with a bit of creativity, you can enjoy the festivities without compromising your financial health. Here are some innovative strategies to keep your holiday spending under control this season. The “Gifting Swap” Party How it works: Invite friends or family over […]
Continue ReadingFinancial Freedom In The Gig Economy: Tips For Managing Debt & Irregular Income
The gig economy is thriving, transforming the way millions of people earn a living. From rideshare drivers and freelance writers to Etsy shop owners and delivery app workers, gig jobs offer flexibility and independence that traditional employment often can’t. But with these perks come unique financial challenges, including irregular income, lack of benefits, and difficulty […]
Continue ReadingHow Many Credit Cards Should You Really Have Open At One Time?
Credit cards are a staple of modern financial life, offering convenience, rewards, and the opportunity to build credit. But how many is too many? The answer isn’t the same for everyone. Understanding the balance between maintaining healthy credit use, and avoiding potential debt pitfalls is essential. This blog will explore the average number of credit […]
Continue ReadingVeterans Day 2024: Exclusive Discounts, Freebies, and Meaningful Ways to Show Gratitude
Veterans Day, which is observed each year on November 11th, is a time for us to reflect on the sacrifices made by the brave men and women who have served in the United States military. This day is not only a time for remembrance, but also an opportunity to show our deep appreciation for their […]
Continue ReadingThe Hidden Costs of Debt: How Interest Rates and Fees Can Add Up
Debt can be a useful tool for achieving your financial goals, but it comes with hidden costs that can quickly spiral out of control. Understanding these costs—such as interest rates, late fees, and other charges—can help you manage your debt more effectively and save money in the long run. In this blog post, we’ll explore […]
Continue ReadingHow To Deal With The Financial Effects Of A Natural Disaster
Natural disasters can cause an enormous amount of devastation and damage, but the effects can actually be more far-reaching than many imagine. When a natural disaster strikes, debt and/or your personal finances are probably the LAST things on your mind. But these two topics are going to come to light pretty quickly after something bad […]
Continue ReadingThe Psychology Of Spending: How To Break Bad Habits And Get Out Of Debt
We often think of spending as a straightforward, logical process—money goes out, and goods or services come in. However, in reality, spending is driven by complex emotional and psychological forces that can lead to bad habits and, ultimately, a lot of debt. Understanding these forces is the first step toward breaking free from the cycle […]
Continue ReadingWhat To Do If You’re Facing Wage Garnishment
Wage garnishment can be a stressful and overwhelming experience, especially if you’re already dealing with debt. The idea of losing a portion of your paycheck before it even reaches your bank account may leave you wondering how you’ll make ends meet. Understanding the wage garnishment process, how it impacts your finances, and knowing your options […]
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