Site Map

• Debt Management Program or Debt Management Services
• Online Credit Counseling
• Enroll By Phone

• Bankruptcy Education
• Online Bankrupty Education Class
• In-person Bankrupty Education Class

Budgeting and Saving

• Living with fluctuating income
  
• Budgeting and credit counseling services
  
• Surviving unemployment
  
• Saving on car insurance
  
• Service contracts
  
• Health care costs
  
• Planning for a new baby
  
• Planning for a wedding
  
• Planning for retirement
  
• Saying "I Do" to a financially strong marriage
  
• 9-to-5 cost cutting for debt management, family style
  
• A great mindset to adopt while embarking upon a new debt management plan: Stop keeping up with the Joneses!
  
• Women, credit and debt management: Negotiating a higher salary
  
• Avoid further debt, credit score damage, and bankruptcy during an economic slowdown
  
• Incorporate a frugal wedding into your debt management plan
  
• Avoid bankruptcy; practice credit score and debt management: Christmas and birthday spending on a budget
  

Consumer Help and Tips

• How to Claim Bankruptcy
  
• Are You In Over Your Head?
  
• Help for Your Finances
  
• Equifax, Experian, and TransUnion: Credit score systems vary
  
• Before a loan application, increase your credit score
  
• Credit score basics
  
• Are you a senior in Pittsburgh, PA? Enroll in reverse mortgage housing counseling
  
• Before filing, you'll need bankruptcy education classes
  
• College debt is common; debt management can help you handle it
  
• Bankruptcy laws toughen up; consumers seek bankruptcy classes and credit counseling
  
• Consumer Credit Law
  
• Cosigning a Loan
  
• Refinancing loans
  
• College and student loans
  
• Credit Counseling vs. loans
  
• Building a strong financial house
  
• Credit Counseling, loan scams, and you
  
• Tax preparation and advice
  
• Tax tips and advice for 2006
  
• Identity theft and identity theft protection
  
• You've got an English degree and 30K in student loan debt? Don't declare bankruptcy – incorporate a public service job into your debt management plan!
  
• Hidden fees derail debt management, hurt credit
  

Credit Report and Credit Score

• Credit Bureaus
  
• Dealing with negative credit report information
  
• Understanding credit scores
  
• Credit scoring
  
• Credit Scores: They affect your purchase power
  
• Your credit score is less than perfect and you want to buy a house
  
• Credit score repair and debt management for single mothers
  
  

Dealing with Debt

• Learn budgeting basics for effective debt management
  
• Pittsburgh's middle class and Advantage CCS online credit counseling
  
• Financial warning signs
  
• Unsecured vs. secured debt
  
• Death in family
  
• Divorce
  
• Filing for bankruptcy
  
• Healthcare debt management - keep your credit score high while avoiding bankruptcy
  
• Mental health, debt management and bankruptcy prevention: Part 1
  
• Mental health, debt management and bankruptcy prevention: Part 2
  
• Battling bankruptcy and credit score scorching during a downturn
  

Family and Money

• Teach your child about money
  
• Teaching financial skills to teens
  
• Teaching financial skills to young children
  
• Teens and debt management – don't declare bankruptcy
  

Credit Cards

• Re-establishing credit
  
• Wise use of credit
  
• Choosing a credit card
  
• Debit card vs. credit card
  
• How credit card bills are calculated
  
• Secured credit cards
  
• Credit card counseling services
  

Smart Shopping Tips

• Shopping smart
  
• No money down offers
  
• Back to School Shopping
  
• Be a Better Shopper
  
• Budgeting for Pets
  
• Cost Cutting Tips
  
• Coupons
  
• Energy Saving Tips
  
• Focus on Food
  
• Garage Sales
  
• Having the Right Money Attitude
  
• Holiday Spending
  
• Online Shopping
  
• Preparing for Thanksgiving
  
• Shopping Smart
  
• Tax Returns
  
• Vacation Spending
  
• Frugal Food: How to incorporate a food budget into your debt management program
  

Credit Counseling and Debt Counseling

• Bigger Is Not Always Better
  
• Debt Management Program - How it Works
  
• Everybody Has a Breaking Point
  
• Debt Consolidation May Be the Answer
  
• Consumer Credit Counseling Facts
  
• A Brief Guide to Comparing Debt Management Programs
  
• Tips for consumers: Choosing a credit counseling service
  
• Before leaving college, make credit counselors and debt management plans your friends!
  
• Credit counseling works for everyone
• We answer your questions about credit counseling: Part 1
  
• We answer your questions about credit counseling: Part 2
  
• Ohio residents facing recession: Consider Ohio credit counseling services
  
• Low on funds? Harassed by creditors? Advantage CCS credit counseling services can help
  
• Time management during unemployment: Online credit counseling services and a dedicated professional job search make good partners
  
• Ohio residents, divorce and debt management
  
• College students' debt management
  
• Moving to New York City without declaring bankruptcy
  
• Debt management after college, and how credit counseling services can help
  

Housing Counseling

• To rent or to own in New York City: How housing counseling can help you decide
  
• With the help of housing a counselor, become a home-owning landlord in Pittsburgh, PA
  

Other Articles

• Credit Counseling Can Save the Day
  
• Credit Counseling Services - 3 Warning Signs
  
• Do You Know What Is in Your Credit Report?
  
• Do You Need Debt Counseling?
  
• Do You Want to Be Debt Free?
  
• Financial Counseling Can Save Your Sanity
  
• Handling Your Debt With Help
  
• Help For Building Up Your Credit Rating
  
• Help Wanted
  
• Home Equity? Never Heard of It?!
  
• Housing counseling tips are Available Online
  
• How Did I End Up Here?
  
• How Does Credit score ranking Work?
  
• How to Choose Non Profit Credit Counseling
  
• How to Make the Best Use of Your Time with a Credit Counselor
  
• Important Questions to Ask a Credit Counseling Service
  
• Improve Your Chances with Lenders
  
• Is Non Profit Debt Consolidation Right For You?
  
• Is There Hope In Being Debt Free?
  
• Learn the Lingo of Bankruptcy
  
• Learn to Budget Your Expenses
  
• Making It All Go Away
  
• No Income? No Problem with Home Equity
  
• Non-Profit vs. For-Profit Credit and Debt Counseling Services
  
• Online Credit Rating
  
• Online Tax Preparation Takes Some of the Ouch Out of April
  
• Paying the Piper
  
• Set a Good Financial Example for Your Kids
  
• Sobering Facts About Debt Management Credit Counseling
  
• Taking Terror Out of Tax Time
  
• Tax Tips for All Occasions
  
• The Advantages of Debt Counseling
  
• The Crime of Identity Theft Ruins Lives
  
• The Pros and Cons of Using Debt Management Services
  
• There Is a New Law in Town
  
• There Is Nothing Funny About Identity Theft
  
• They Should Teach This in High School
  
• Tips for Choosing a Non-Profit Debt Management Solution
  
• Tips for Getting the Most Out of Consumer Credit Counseling Services
  
• Understanding Debt Consolidation Credit Counseling
  
• Understanding Debt Consolidation Services
  
• What Do I Do Now?
  
• What's Hiding in My Credit History?
  
• When Dreaming Big Comes Back to Haunt You
  
• When You Need Professional Help
  
• Why Should I Get A Yearly Credit Report?
  
• Why You Should Consider a Debt Consolidation Loan
  
• Your Credit Rating And You
  

Helpful Links