Financial Goals Chart

The idea of goal setting is to decide specifically what you want. Goals should be set and reconsidered periodically because they can change.  Goals can be short-term or long-term.  Every family member should have a part in deciding which goals are selected.  You may have to negotiate with each other.

 

Once you've determined your goals, estimate their cost and decide when you want to accomplish them.  Divide the cost by the number of months it will take to accomplish the goal to know how much to save each month.