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Find reputable foreclosure help to keep your home

July 23, 2009

This is a topic I’ve addressed before, but it bears repeating.

If you are struggling to pay your mortgage, or if you know someone who is, please remember that there is reputable, free help out there.

It has come to light that many of the same mortgage brokers who peddled sub-prime home loans have quit the business of making loans and have started new businesses to “help” homeowners who are facing foreclosure to modify their loans. Take a couple of minutes to read this New York Times story about the new mortgage modification businesses that are popping up.

Yes, that’s right. The same guy who sold you a home loan he knew you couldn’t afford is now offering to help you make the loan affordable.

What? That doesn’t sound right? That’s because it’s not.

There is help available for homeowners who are having trouble making their mortgage payments, and it’s reputable and free help.

Advantage CCS has certified housing counselors who will work with you to see what options are available to help you. There is no cost for this service. Our counselors will offer practical advice and educate you regarding your options.

You should avoid any company that charges upfront fees, will not disclose the terms of their contract in writing, and does not have housing counselors who are certified through the U.S. Department of Housing and Urban Development (HUD).  You can find a list of HUD-approved housing counseling agencies at www.hud.gov. 

Written by admin · Filed Under Housing, News 

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