Advantage CCS http://advantageccs.org/blog/wordpress Credit Counseling Service Thu, 02 Jul 2009 14:14:12 +0000 http://backend.userland.com/rss092 en Cash for Clunkers sites could be scams It’s been awhile since I’ve issued a scam alert here on the blog, but I have one today. You may have heard about a new government program called “Cash for Clunkers.”  Its technical name is the “Car Allowance Rebate System.”  The program is designed to offer an incentive for people driving ... http://advantageccs.org/blog/wordpress/index.php/news/cash-for-clunkers-sites-could-be-scams Struggling with your mortgage payment? Get help now I’ve said it before, and I’ll say it again: If you are struggling to pay your mortgage, get help immediately! The longer you delay getting professional help, the more difficult it will be to get the best solution possible for your situation. An article in the Washington Post this morning gave some ... http://advantageccs.org/blog/wordpress/index.php/housing/struggling-with-your-mortgage-payment-get-help-now Pay homeowner association fees to avoid foreclosure Right now many homeowners are concerned about keeping up with their mortgage payments so they don’t risk losing their home to foreclosure. While it is critical to pay your mortgage, some homeowner’s have another payment to make that is just as important when it comes to avoiding foreclosure: Homeowner association fees. Homeowner ... http://advantageccs.org/blog/wordpress/index.php/housing/pay-homeowner-association-fees-to-avoid-foreclosure Don’t give up on your path to becoming debt-free When you’re trying to work your way out of debt, it can sometime feel overwhelming. I always viewed paying down debt and budgeting a bit like dieting. It’s really hard in the beginning. If you can stick with it, it gets easier and you can see progress. But, inevitably, at some ... http://advantageccs.org/blog/wordpress/index.php/debt/dont-give-up-on-your-path-to-becoming-debt-free Start saving: Pennies can turn into big dollars Have you ever heard the tongue-in-cheek saying, “Why do today what you can put off until tomorrow?” Despite its sarcastic nature, there are plenty of people who procrastinate and actually live by this philosophy. (Full disclosure: If I’m not careful I can be quite the procrastinator myself, so I’m certainly not ... http://advantageccs.org/blog/wordpress/index.php/misc/start-saving-pennies-can-turn-into-big-dollars