http://advantageccs.org/blog/wordpress Credit Counseling Service Sat, 14 Nov 2009 21:21:25 +0000 http://backend.userland.com/rss092 en This is a topic I’ve addressed before, but it bears repeating. If you are struggling to pay your mortgage, or if you know someone who is, please remember that there is reputable, free help out there. It has come to light that many of the same mortgage brokers who peddled sub-prime home ... http://advantageccs.org/blog/wordpress/index.php/housing/find-reputable-mortgage-assistance The topic of tipping always manages to raise everyone’s dander. It seems like everyone has their own idea of whom and how much one should tip. I believe in tipping generously, especially in restaurants where the servers don’t make minimum wage, and, in some cases, split tips with other staff like ... http://advantageccs.org/blog/wordpress/index.php/misc/the-turmoil-over-tipping I’ve seen many, many advertisements on television and the internet lately regarding filing for bankruptcy.  Most of the ads tend to overstate or understate the difficulty and possible drawbacks regarding filing for bankruptcy. One ad I recently saw made bankruptcy sound like a walk in the park, like someone waves a ... http://advantageccs.org/blog/wordpress/index.php/bankruptcy/filing-for-bankruptcy-some-things-to-keep-in-mind I’ve become quite concerned with some of the advertisements I’ve seen recently for debt relief companies. I have seen more and more places claiming that people have a “right” to settle their debt for 50 percent of what they owe. I’ve also seen quite a few ads somehow relating the government ... http://advantageccs.org/blog/wordpress/index.php/debt/beware-of-false-promises-from-debt-relief-companies For most people a call from a debt collector is not a pleasant experience. But, when debt collectors violate federal laws and use threats and insults in an attempt to get you to pay a debt — possibly even a debt you don’t actually owe — the experience gets much ... http://advantageccs.org/blog/wordpress/index.php/news/be-aware-of-your-rights-when-dealing-with-debt-collectors